Commercial Bank of Dubai PSC (DFM:CBD) PB Ratio: 1.51 (As of Jun. 25, 2026) — 27% Above Median


DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
77 GF Score
Price د.إ9.24
GF Value د.إ8.07
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Commercial Bank of Dubai PSC PB Ratio?

Commercial Bank of Dubai PSC DFM:CBD -0.32% 77 PB Ratio is 1.51 as of Jun. 25, 2026, which is 27% above its 10-year median of 1.19. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.07 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,515 Banks companies, Commercial Bank of Dubai PSC ranks worse than 78.35% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Commercial Bank of Dubai PSC's share price is د.إ9.24. Commercial Bank of Dubai PSC's Book Value per Share for the quarter that ended in Mar. 2026 was د.إ6.14. Hence, Commercial Bank of Dubai PSC's PB Ratio of today is 1.51.

The historical rank and industry rank for Commercial Bank of Dubai PSC's PB Ratio or its related term are showing as below:

DFM:CBD' s PB Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.19   Max: 1.98
Current: 1.51

During the past 13 years, Commercial Bank of Dubai PSC's highest PB Ratio was 1.98. The lowest was 0.84. And the median was 1.19.

DFM:CBD's PB Ratio is ranked worse than
78.35% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs DFM:CBD: 1.51

During the past 12 months, Commercial Bank of Dubai PSC's average Book Value Per Share Growth Rate was 8.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Commercial Bank of Dubai PSC was 13.80% per year. The lowest was -10.40% per year. And the median was 6.60% per year.

Back to Basics: PB Ratio


Commercial Bank of Dubai PSC  (DFM:CBD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Commercial Bank of Dubai PSC PB Ratio Related Terms


Commercial Bank of Dubai PSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Commercial Bank of Dubai PSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank of Dubai PSC PB Ratio Chart

Commercial Bank of Dubai PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.98 0.97 1.23 1.42

Commercial Bank of Dubai PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.46 1.53 1.42 1.53

Commercial Bank of Dubai PSC PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank of Dubai PSC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Commercial Bank of Dubai PSC's PB Ratio falls into.


DFM:CBD
77GF Score
Commercial Bank of Dubai PSC DFM:CBD
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial Bank of Dubai PSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Commercial Bank of Dubai PSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=9.24/6.135
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.51 mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a PB Ratio of 1.51 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 27% above median its historical median of 1.19. Over the past decade, Commercial Bank of Dubai PSC's PB Ratio has ranged from 0.84 to 1.98. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #1187 out of 1515 companies in the Banks industry, placing it in the top 78.3%.
Is Commercial Bank of Dubai PSC's PB Ratio too high?
Commercial Bank of Dubai PSC's current PB Ratio of 1.51 is 27% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 1.98. The Banks industry median PB Ratio is 1.08. Commercial Bank of Dubai PSC's value of 1.51 is 39.8% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #1187 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #1187 out of 1515 companies for PB Ratio. This places Commercial Bank of Dubai PSC in the lower half of its industry. The industry median PB Ratio is 1.08. Commercial Bank of Dubai PSC's value of 1.51 is 39.8% above this benchmark. Historically, Commercial Bank of Dubai PSC's own PB Ratio has ranged from 0.84 to 1.98 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.08, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current PB Ratio of 1.51 is 39.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current PB Ratio is 1.51, which is 27% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.07, compared to a current price of د.إ9.24 — trading 14.5% above its estimated fair value. The current PB Ratio is 1.51, which is 27% above median its 10-year median of 1.19 and 39.8% above the Banks industry median of 1.08. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current PB Ratio is 1.51 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.24 is trading 14.5% above its estimated GF Value™ of د.إ8.07. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • PB Ratio: 1.51 (27% above median its 10-year median of 1.19)
  • GF Value™: د.إ8.07 vs. price of د.إ9.24 (14.5% above fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 39.8% above the Banks median (#1187 of 1515)

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score

Get the complete analysis for DFM:CBD

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.24
Price
د.إ8.07
GF Value