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Mashreqbank PSCDFM:MASQ 68 PB Ratio is 1.28 as of Jul. 14, 2026, which is 75% above its 10-year median of 0.73. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.50 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,520 Banks companies, Mashreqbank PSC ranks worse than 63.95% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Mashreqbank PSC's share price is د.إ259.00. Mashreqbank PSC's Book Value per Share for the quarter that ended in Mar. 2026 was د.إ202.02. Hence, Mashreqbank PSC's PB Ratio of today is 1.28.
The historical rank and industry rank for Mashreqbank PSC's PB Ratio or its related term are showing as below:
DFM:MASQ'
s PB Ratio Range Over the Past 10 Years
Min: 0.52 Med: 0.73 Max: 1.49
Current: 1.28
During the past 13 years, Mashreqbank PSC's highest PB Ratio was 1.49. The lowest was 0.52. And the median was 0.73.
DFM:MASQ's PB Ratio is ranked worse than 63.95% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs DFM:MASQ: 1.28
During the past 12 months, Mashreqbank PSC's average Book Value Per Share Growth Rate was 18.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 18.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Mashreqbank PSC was 22.00% per year. The lowest was -6.40% per year. And the median was 4.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mashreqbank PSC PB Ratio Related Terms
Mashreqbank PSC PB Ratio Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mashreqbank PSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Mashreqbank PSC's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mashreqbank PSC (DFM:MASQ) has a PB Ratio of 1.28 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mashreqbank PSC and its competitors. This is 75% above median its historical median of 0.73. Over the past decade, Mashreqbank PSC's PB Ratio has ranged from 0.52 to 1.49. According to the industry distribution chart, Mashreqbank PSC ranks #972 out of 1520 companies in the Banks industry, placing it in the top 63.9%.
Is Mashreqbank PSC's PB Ratio too high?
Mashreqbank PSC's current PB Ratio of 1.28 is 75% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.49. The Banks industry median PB Ratio is 1.11. Mashreqbank PSC's value of 1.28 is 15.3% above this industry median. Based on the distribution chart, Mashreqbank PSC ranks #972 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #972 out of 1520 companies for PB Ratio. This places Mashreqbank PSC in the lower half of its industry. The industry median PB Ratio is 1.11. Mashreqbank PSC's value of 1.28 is 15.3% above this benchmark. Historically, Mashreqbank PSC's own PB Ratio has ranged from 0.52 to 1.49 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.11, Mashreqbank PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current PB Ratio of 1.28 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current PB Ratio is 1.28, which is 75% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.50, compared to a current price of د.إ259.00 — trading 12.4% above its estimated fair value. The current PB Ratio is 1.28, which is 75% above median its 10-year median of 0.73 and 15.3% above the Banks industry median of 1.11. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current PB Ratio is 1.28 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ259.00 is trading 12.4% above its estimated GF Value™ of د.إ230.50.
GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.
Key valuation signals for DFM:MASQ:
PB Ratio: 1.28 (75% above median its 10-year median of 0.73)
GF Value™: د.إ230.50 vs. price of د.إ259.00 (12.4% above fair value)
Industry Position: 15.3% above the Banks median (#972 of 1520)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
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