Islamic Arab Insurance Co (DFM:SALAMA) PB Ratio: 0.85 (As of Jul. 02, 2026) — Near Median


DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.79
GF Value د.إ0.83
Valuation Fairly Valued
! 1 Warning Sign
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What is Islamic Arab Insurance Co PB Ratio?

Islamic Arab Insurance Co DFM:SALAMA +1.28% 42 PB Ratio is 0.85 as of Jul. 02, 2026, which is 4% below its 10-year median of 0.89. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.83 (Fairly Valued). The stock has 1 warning sign investors should review. Among 500 Insurance companies, Islamic Arab Insurance Co ranks better than 77.2% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), Islamic Arab Insurance Co's share price is د.إ0.79. Islamic Arab Insurance Co's Book Value per Share for the quarter that ended in Mar. 2026 was د.إ0.93. Hence, Islamic Arab Insurance Co's PB Ratio of today is 0.85.

The historical rank and industry rank for Islamic Arab Insurance Co's PB Ratio or its related term are showing as below:

DFM:SALAMA' s PB Ratio Range Over the Past 10 Years
Min: 0.56   Med: 0.89   Max: 1.79
Current: 0.83

During the past 13 years, Islamic Arab Insurance Co's highest PB Ratio was 1.79. The lowest was 0.56. And the median was 0.89.

DFM:SALAMA's PB Ratio is ranked better than
77.2% of 500 companies
in the Insurance industry
Industry Median: 1.39 vs DFM:SALAMA: 0.83

During the past 12 months, Islamic Arab Insurance Co's average Book Value Per Share Growth Rate was 199.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -14.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -8.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Islamic Arab Insurance Co was 228.20% per year. The lowest was -28.90% per year. And the median was -8.90% per year.

Back to Basics: PB Ratio


Islamic Arab Insurance Co  (DFM:SALAMA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Islamic Arab Insurance Co PB Ratio Related Terms


Islamic Arab Insurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co PB Ratio Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.42 1.69 1.35 0.65

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.25 1.20 0.65 0.56

DFM:SALAMA vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's PB Ratio falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Islamic Arab Insurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Islamic Arab Insurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.79/0.928
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.85 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a PB Ratio of 0.85 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Islamic Arab Insurance Co and its competitors. This is near median its historical median of 0.89. Over the past decade, Islamic Arab Insurance Co's PB Ratio has ranged from 0.56 to 1.79. According to the industry distribution chart, Islamic Arab Insurance Co ranks #114 out of 500 companies in the Insurance industry, placing it in the top 22.8%.
Is Islamic Arab Insurance Co's PB Ratio too high?
Islamic Arab Insurance Co's current PB Ratio of 0.85 is near median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.79. The Insurance industry median PB Ratio is 1.39. Islamic Arab Insurance Co's value of 0.85 is 38.8% below this industry median. Based on the distribution chart, Islamic Arab Insurance Co ranks #114 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #114 out of 500 companies for PB Ratio. This places Islamic Arab Insurance Co in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.39. Islamic Arab Insurance Co's value of 0.85 is 38.8% below this benchmark. Historically, Islamic Arab Insurance Co's own PB Ratio has ranged from 0.56 to 1.79 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.39, Islamic Arab Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islamic Arab Insurance Co's current PB Ratio of 0.85 is 38.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current PB Ratio is 0.85, which is near median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.83, compared to a current price of د.إ0.79 — trading 4.8% below its estimated fair value. The current PB Ratio is 0.85, which is near median its 10-year median of 0.89 and 38.8% below the Insurance industry median of 1.39. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current PB Ratio is 0.85 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be undervalued. The current stock price of د.إ0.79 is trading 4.8% below its estimated GF Value™ of د.إ0.83. GuruFocus considers Islamic Arab Insurance Co to be Fairly Valued.

Key valuation signals for DFM:SALAMA:

  • PB Ratio: 0.85 (near median its 10-year median of 0.89)
  • GF Value™: د.إ0.83 vs. price of د.إ0.79 (4.8% below fair value)
  • GF Score™: 42/100 with 1 warning sign
  • Industry Position: 38.8% below the Insurance median (#114 of 500)

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.79
Price
د.إ0.83
GF Value