Mauch Chunk Trust FinancialMCHT 53 PB Ratio is 9.60 as of Jun. 28, 2026, which is 979% above its 10-year median of 0.89. GuruFocus rates MCHT with a GF Score™ of 53/100 and a GF Value™ of $6.76 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Mauch Chunk Trust Financial ranks worse than 99.54% on this metric.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mauch Chunk Trust Financial PB Ratio Related Terms
Mauch Chunk Trust Financial PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mauch Chunk Trust Financial (MCHT) has a PB Ratio of 9.60 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mauch Chunk Trust Financial and its competitors. This is 979% above median its historical median of 0.89. Over the past decade, Mauch Chunk Trust Financial's PB Ratio has ranged from 0.43 to 10.20. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #1509 out of 1516 companies in the Banks industry, placing it in the top 99.5%.
Is Mauch Chunk Trust Financial's PB Ratio too high?
Mauch Chunk Trust Financial's current PB Ratio of 9.60 is 979% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 10.20. The Banks industry median PB Ratio is 1.09. Mauch Chunk Trust Financial's value of 9.60 is 780.7% above this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #1509 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mauch Chunk Trust Financial has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's PB Ratio compare to GOVB and UNTN?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #1509 out of 1516 companies for PB Ratio. This places Mauch Chunk Trust Financial in the lower half of its industry. The industry median PB Ratio is 1.09. Mauch Chunk Trust Financial's value of 9.60 is 780.7% above this benchmark. Historically, Mauch Chunk Trust Financial's own PB Ratio has ranged from 0.43 to 10.20 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.09, Mauch Chunk Trust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current PB Ratio of 9.60 is 780.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current PB Ratio is 9.60, which is 979% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.76, compared to a current price of $6.70 — trading 0.9% below its estimated fair value. The current PB Ratio is 9.60, which is 979% above median its 10-year median of 0.89 and 780.7% above the Banks industry median of 1.09. Mauch Chunk Trust Financial's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current PB Ratio is 9.60 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.70 is trading 0.9% below its estimated GF Value™ of $6.76.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
PB Ratio: 9.60 (979% above median its 10-year median of 0.89)
GF Value™: $6.76 vs. price of $6.70 (0.9% below fair value)
Industry Position: 780.7% above the Banks median (#1509 of 1516)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
53GF Score
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