Capricorn GroupNAM:CGP 64 PB Ratio is 1.29 as of Jun. 26, 2026, which is 18% above its 10-year median of 1.09. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R23.97 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Capricorn Group ranks worse than 65.83% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Capricorn Group's share price is R28.11. Capricorn Group's Book Value per Share for the quarter that ended in Dec. 2025 was R21.75. Hence, Capricorn Group's PB Ratio of today is 1.29.
Warning Sign:
Capricorn Group Ltd stock PB Ratio (=1.29) is close to 5-year high of 1.32.
The historical rank and industry rank for Capricorn Group's PB Ratio or its related term are showing as below:
NAM:CGP'
s PB Ratio Range Over the Past 10 Years
Min: 0.74 Med: 1.09 Max: 1.82
Current: 1.29
During the past 13 years, Capricorn Group's highest PB Ratio was 1.82. The lowest was 0.74. And the median was 1.09.
NAM:CGP's PB Ratio is ranked worse than 65.83% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs NAM:CGP: 1.29
During the past 12 months, Capricorn Group's average Book Value Per Share Growth Rate was 7.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Capricorn Group was 16.60% per year. The lowest was -12.30% per year. And the median was 7.55% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Capricorn Group PB Ratio Related Terms
Capricorn Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Capricorn Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capricorn Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Capricorn Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Capricorn Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Capricorn Group (NAM:CGP) has a PB Ratio of 1.29 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Capricorn Group and its competitors. This is 18% above median its historical median of 1.09. Over the past decade, Capricorn Group's PB Ratio has ranged from 0.74 to 1.82. According to the industry distribution chart, Capricorn Group ranks #998 out of 1516 companies in the Banks industry, placing it in the top 65.8%.
Is Capricorn Group's PB Ratio too high?
Capricorn Group's current PB Ratio of 1.29 is 18% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.82. The Banks industry median PB Ratio is 1.09. Capricorn Group's value of 1.29 is 18.3% above this industry median. Based on the distribution chart, Capricorn Group ranks #998 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #998 out of 1516 companies for PB Ratio. This places Capricorn Group in the lower half of its industry. The industry median PB Ratio is 1.09. Capricorn Group's value of 1.29 is 18.3% above this benchmark. Historically, Capricorn Group's own PB Ratio has ranged from 0.74 to 1.82 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.09, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current PB Ratio of 1.29 is 18.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Capricorn Group and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current PB Ratio is 1.29, which is 18% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R23.97, compared to a current price of R28.11 — trading 17.3% above its estimated fair value. The current PB Ratio is 1.29, which is 18% above median its 10-year median of 1.09 and 18.3% above the Banks industry median of 1.09. Capricorn Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current PB Ratio is 1.29 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.11 is trading 17.3% above its estimated GF Value™ of R23.97.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
PB Ratio: 1.29 (18% above median its 10-year median of 1.09)
GF Value™: R23.97 vs. price of R28.11 (17.3% above fair value)
Industry Position: 18.3% above the Banks median (#998 of 1516)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score
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