Security BankPHS:SECB +0.08%85 PB Ratio is 0.32 as of Jun. 24, 2026, which is 52% below its 10-year median of 0.67. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱100.71 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Security Bank ranks better than 95.45% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Security Bank's share price is ₱65.50. Security Bank's Book Value per Share for the quarter that ended in Mar. 2026 was ₱203.55. Hence, Security Bank's PB Ratio of today is 0.32.
Good Sign:
Security Bank Corp stock PB Ratio (=0.32) is close to 10-year low of 0.3.
The historical rank and industry rank for Security Bank's PB Ratio or its related term are showing as below:
PHS:SECB'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.67 Max: 2.14
Current: 0.32
During the past 13 years, Security Bank's highest PB Ratio was 2.14. The lowest was 0.30. And the median was 0.67.
PHS:SECB's PB Ratio is ranked better than 95.45% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs PHS:SECB: 0.32
During the past 12 months, Security Bank's average Book Value Per Share Growth Rate was 6.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Security Bank was 28.30% per year. The lowest was 2.10% per year. And the median was 10.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Security Bank PB Ratio Related Terms
Security Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Security Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Security Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Security Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Security Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Security Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Security Bank (PHS:SECB) has a PB Ratio of 0.32 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Security Bank and its competitors. This is 52% below median its historical median of 0.67. Over the past decade, Security Bank's PB Ratio has ranged from 0.30 to 2.14. According to the industry distribution chart, Security Bank ranks #69 out of 1516 companies in the Banks industry, placing it in the top 4.6%.
Is Security Bank's PB Ratio too high?
Security Bank's current PB Ratio of 0.32 is 52% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 2.14. The Banks industry median PB Ratio is 1.08. Security Bank's value of 0.32 is 70.4% below this industry median. Based on the distribution chart, Security Bank ranks #69 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Security Bank ranks #69 out of 1516 companies for PB Ratio. This places Security Bank in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.08. Security Bank's value of 0.32 is 70.4% below this benchmark. Historically, Security Bank's own PB Ratio has ranged from 0.30 to 2.14 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.08, Security Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bank's current PB Ratio of 0.32 is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Security Bank and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bank's current PB Ratio is 0.32, which is 52% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱65.50 — trading 35% below its estimated fair value. The current PB Ratio is 0.32, which is 52% below median its 10-year median of 0.67 and 70.4% below the Banks industry median of 1.08. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current PB Ratio is 0.32 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Bank (PHS:SECB) Overvalued in 2026?
Based on GuruFocus' analysis, Security Bank stock appears to be undervalued.
The current stock price of ₱65.50 is trading 35% below its estimated GF Value™ of ₱100.71.
GuruFocus considers Security Bank to be Significantly Undervalued.
Key valuation signals for PHS:SECB:
PB Ratio: 0.32 (52% below median its 10-year median of 0.67)
GF Value™: ₱100.71 vs. price of ₱65.50 (35% below fair value)
Industry Position: 70.4% below the Banks median (#69 of 1516)
No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
85GF Score
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