ING Bank SlaskiWAR:ING -0.54%72 PB Ratio is 2.82 as of Jun. 26, 2026, which is 39% above its 10-year median of 2.03. GuruFocus rates WAR:ING with a GF Score™ of 72/100 and a GF Value™ of zł319.69 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,515 Banks companies, ING Bank Slaski ranks worse than 95.38% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), ING Bank Slaski's share price is zł445.80. ING Bank Slaski's Book Value per Share for the quarter that ended in Mar. 2026 was zł158.22. Hence, ING Bank Slaski's PB Ratio of today is 2.82.
Warning Sign:
ING Bank Slaski SA stock PB Ratio (=2.91) is close to 10-year high of 3.01.
The historical rank and industry rank for ING Bank Slaski's PB Ratio or its related term are showing as below:
WAR:ING'
s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 2.03 Max: 3.01
Current: 2.81
During the past 13 years, ING Bank Slaski's highest PB Ratio was 3.01. The lowest was 0.72. And the median was 2.03.
WAR:ING's PB Ratio is ranked worse than 95.38% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs WAR:ING: 2.81
During the past 12 months, ING Bank Slaski's average Book Value Per Share Growth Rate was 9.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 31.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ING Bank Slaski was 31.70% per year. The lowest was -15.00% per year. And the median was 9.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ING Bank Slaski PB Ratio Related Terms
ING Bank Slaski PB Ratio Historical Data
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The historical data trend for ING Bank Slaski's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ING Bank Slaski's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Bank Slaski PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, ING Bank Slaski's PB Ratio distribution charts can be found below:
* The bar in red indicates where ING Bank Slaski's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
ING Bank Slaski's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ING Bank Slaski (WAR:ING) has a PB Ratio of 2.82 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ING Bank Slaski and its competitors. This is 39% above median its historical median of 2.03. Over the past decade, ING Bank Slaski's PB Ratio has ranged from 0.72 to 3.01. According to the industry distribution chart, ING Bank Slaski ranks #1445 out of 1515 companies in the Banks industry, placing it in the top 95.4%.
Is ING Bank Slaski's PB Ratio too high?
ING Bank Slaski's current PB Ratio of 2.82 is 39% above median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 3.01. The Banks industry median PB Ratio is 1.08. ING Bank Slaski's value of 2.82 is 161.1% above this industry median. Based on the distribution chart, ING Bank Slaski ranks #1445 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ING Bank Slaski has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's PB Ratio compare to PNC?
According to the Banks industry distribution chart, ING Bank Slaski ranks #1445 out of 1515 companies for PB Ratio. This places ING Bank Slaski in the lower half of its industry. The industry median PB Ratio is 1.08. ING Bank Slaski's value of 2.82 is 161.1% above this benchmark. Historically, ING Bank Slaski's own PB Ratio has ranged from 0.72 to 3.01 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 1.08, ING Bank Slaski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Bank Slaski's current PB Ratio of 2.82 is 161.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ING Bank Slaski and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Bank Slaski's current PB Ratio is 2.82, which is 39% above median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł319.69, compared to a current price of zł445.80 — trading 39.4% above its estimated fair value. The current PB Ratio is 2.82, which is 39% above median its 10-year median of 2.03 and 161.1% above the Banks industry median of 1.08. ING Bank Slaski's overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current PB Ratio is 2.82 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Bank Slaski (WAR:ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued.
The current stock price of zł445.80 is trading 39.4% above its estimated GF Value™ of zł319.69.
GuruFocus considers ING Bank Slaski to be Significantly Overvalued.
Key valuation signals for WAR:ING:
PB Ratio: 2.82 (39% above median its 10-year median of 2.03)
GF Value™: zł319.69 vs. price of zł445.80 (39.4% above fair value)
Industry Position: 161.1% above the Banks median (#1445 of 1515)
No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
72GF Score
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