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LPRO (Open Lending) Price-to-Free-Cash-Flow : N/A (As of Jul. 12, 2025)


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What is Open Lending Price-to-Free-Cash-Flow?

As of today (2025-07-12), Open Lending's share price is $2.45. Open Lending's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2025 was $-0.01. Hence, Open Lending's Price-to-Free-Cash-Flow Ratio for today is N/A.

The historical rank and industry rank for Open Lending's Price-to-Free-Cash-Flow or its related term are showing as below:

During the past 7 years, Open Lending's highest Price-to-Free-Cash-Flow Ratio was 159.25. The lowest was 7.34. And the median was 16.91.

LPRO's Price-to-Free-Cash-Flow is not ranked *
in the Credit Services industry.
Industry Median: 6.06
* Ranked among companies with meaningful Price-to-Free-Cash-Flow only.

Open Lending's Free Cash Flow per Share for the three months ended in Mar. 2025 was $-0.04. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $-0.01.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Open Lending was -101.80% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was -46.20% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was -11.20% per year.

During the past 7 years, Open Lending's highest 3-Year average Free Cash Flow per Share Growth Rate was 33.50% per year. The lowest was -46.20% per year. And the median was 27.95% per year.


Open Lending Price-to-Free-Cash-Flow Historical Data

The historical data trend for Open Lending's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Open Lending Price-to-Free-Cash-Flow Chart

Open Lending Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial 123.53 30.50 7.98 12.84 51.91

Open Lending Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.25 15.41 21.25 51.91 -

Competitive Comparison of Open Lending's Price-to-Free-Cash-Flow

For the Credit Services subindustry, Open Lending's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Open Lending's Price-to-Free-Cash-Flow Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Open Lending's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Open Lending's Price-to-Free-Cash-Flow falls into.


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Open Lending Price-to-Free-Cash-Flow Calculation

Open Lending's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=2.45/-0.009
=N/A

Open Lending's Share Price of today is $2.45.
Open Lending's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Open Lending  (NAS:LPRO) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Open Lending Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Open Lending's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Open Lending Business Description

Traded in Other Exchanges
N/A
Address
1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746
Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against, losses from defaults.
Executives
Jessica E. Synder director 518 EAST BROAD STREET, COLUMBUS OH 43215
John Joseph Flynn director, officer: See Remarks C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Shawna Kelley Shelor officer: Chief People Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Thomas K Hegge director C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Shubhi Suryaji Rao director OPEN LENDING CORPORATION, BARTON OAKS ONE 901 S MOPAC EXPRESSWAY, AUSTIN TX 78746
Matthew Stark officer: EVP and General Counsel C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Matthew Roe officer: Chief Revenue Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Thinh Nguyen officer: Chief Information Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Simona Fillarini officer: Chief Human Resources Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Cecilia Camarillo officer: Chief Accounting Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Sarah Lackey officer: Chief Technology Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Keith Jezek director, officer: Chief Executive Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Charles D Jehl officer: Chief Financial Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Ross M. Jessup director, officer: See Remarks BARTON OAKS ONE, 901 S. MOPAC EXPRESSWAY, BLDG 1 STE 510, AUSTIN TX 78746
Bregal Sagemount I, L.p. 10 percent owner SECOND FLOOR, WINDWARD HOUSE, LA ROUTE DE LA LIBERATION, ST. HELIER Y9 JE2 3BQ

Open Lending Headlines

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