HUIZ (Huize Holding) Scaled Net Operating Assets: 0.31 (As of Dec. 2025)


HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.12
GF Value $5.14
Valuation Possible Value Trap
! 4 Warning Signs
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What is Huize Holding Scaled Net Operating Assets?

Huize Holding HUIZ -2.26% 58 Scaled Net Operating Assets is 0.31 as of Dec. 2025. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Huize Holding's operating assets for the quarter that ended in Dec. 2025 was $97.2 Mil. Huize Holding's operating liabilities for the quarter that ended in Dec. 2025 was $58.8 Mil. Huize Holding's Total Assets for the quarter that ended in Jun. 2025 was $125.6 Mil. Therefore, Huize Holding's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.31.


Huize Holding Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Huize Holding's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huize Holding Scaled Net Operating Assets Chart

Huize Holding Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only 0.37 0.20 0.29 0.29 0.32

Huize Holding Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.35 0.30 0.32 0.31

HUIZ vs GOCO, EZRA, TIRXF: Scaled Net Operating Assets Comparison

For the Insurance Brokers subindustry, Huize Holding's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huize Holding Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Huize Holding's Scaled Net Operating Assets falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Huize Holding Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Huize Holding's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(97.173-58.793)/121.444
=0.32

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=133.202 - 36.029
=97.173

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=71.888 - 3.117 - 9.978
=58.793

Huize Holding's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(97.173-58.793)/125.644
=0.31

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=133.202 - 36.029
=97.173

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=71.888 - 3.117 - 9.978
=58.793

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.31 mean?
Huize Holding (HUIZ) has a Scaled Net Operating Assets of 0.31 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Huize Holding and its competitors.
Is Huize Holding's Scaled Net Operating Assets too high?
Huize Holding's current Scaled Net Operating Assets is 0.31. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's Scaled Net Operating Assets compare to GOCO and EZRA?
Huize Holding's Scaled Net Operating Assets of 0.31 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Huize Holding and its competitors. Huize Holding's current Scaled Net Operating Assets is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.12 — trading 78.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.31. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Huize Holding (HUIZ), the current Scaled Net Operating Assets is 0.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.12 is trading 78.2% below its estimated GF Value™ of $5.14. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • Scaled Net Operating Assets: 0.31
  • GF Value™: $5.14 vs. price of $1.12 (78.2% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.12
Price
$5.14
GF Value