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Huize HoldingHUIZ -8.58%58 3-Year EBITDA Growth Rate is 126.40% as of Dec. 2025, which is 87% above its 10-year median of 67.70. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.21 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 291 Insurance companies, Huize Holding ranks better than 96.56% on this metric.
During the past 12 months, Huize Holding's average EBITDA Per Share Growth Rate was 98.10% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 126.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 9 years, the highest 3-Year average EBITDA Per Share Growth Rate of Huize Holding was 126.40% per year. The lowest was -48.70% per year. And the median was 67.70% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Huize Holding 3-Year EBITDA Growth Rate Related Terms
HUIZ vs ZBAO, GOCOQ, EZRA: 3-Year EBITDA Growth Rate Comparison
For the Insurance Brokers subindustry, Huize Holding's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Huize Holding's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 126.40% mean?
Huize Holding (HUIZ) has a 3-Year EBITDA Growth Rate of 126.40% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Huize Holding and its competitors. This is 87% above median its historical median of 67.70. According to the industry distribution chart, Huize Holding ranks #10 out of 291 companies in the Insurance industry, placing it in the top 3.4%.
Is Huize Holding's 3-Year EBITDA Growth Rate too high?
Huize Holding's current 3-Year EBITDA Growth Rate of 126.40% is 87% above median its 10-year median of 67.70. The Insurance industry median 3-Year EBITDA Growth Rate is 17.20. Huize Holding's value of 126.40% is 634.9% above this industry median. Based on the distribution chart, Huize Holding ranks #10 out of 291 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's 3-Year EBITDA Growth Rate compare to ZBAO and GOCOQ?
According to the Insurance industry distribution chart, Huize Holding ranks #10 out of 291 companies for 3-Year EBITDA Growth Rate. This places Huize Holding in the top 3% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 17.20. Huize Holding's value of 126.40% is 634.9% above this benchmark. While the company's 10-year median is 67.70 vs. the industry median of 17.20, Huize Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current 3-Year EBITDA Growth Rate of 126.40% is 634.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Huize Holding and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current 3-Year EBITDA Growth Rate is 126.40%, which is 87% above median its own 10-year median of 67.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.21, compared to a current price of $1.17 — trading 77.5% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 126.40%, which is 87% above median its 10-year median of 67.70 and 634.9% above the Insurance industry median of 17.20. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Huize Holding (HUIZ), the current 3-Year EBITDA Growth Rate is 126.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.17 is trading 77.5% below its estimated GF Value™ of $5.21.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
3-Year EBITDA Growth Rate: 126.40% (87% above median its 10-year median of 67.70)
GF Value™: $5.21 vs. price of $1.17 (77.5% below fair value)
Industry Position: 634.9% above the Insurance median (#10 of 291)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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