HUIZ (Huize Holding) Net Margin %: 0.19% (As of Dec. 2025)


HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.15
GF Value $5.14
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Huize Holding Net Margin %?

Huize Holding HUIZ -3.71% 58 Net Margin % is 0.19% as of Dec. 2025. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Huize Holding ranks worse than 90.02% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Huize Holding's Net Income for the six months ended in Dec. 2025 was $0.2 Mil. Huize Holding's Revenue for the six months ended in Dec. 2025 was $128.0 Mil. Therefore, Huize Holding's net margin for the quarter that ended in Dec. 2025 was 0.19%.

The historical rank and industry rank for Huize Holding's Net Margin % or its related term are showing as below:

HUIZ' s Net Margin % Range Over the Past 10 Years
Min: -36.9   Med: -0.05   Max: 5.87
Current: 0.26


HUIZ's Net Margin % is ranked worse than
90.02% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs HUIZ: 0.26

Huize Holding  (NAS:HUIZ) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Huize Holding Net Margin % Related Terms


Huize Holding Net Margin % Historical Data

* Premium members only.

The historical data trend for Huize Holding's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huize Holding Net Margin % Chart

Huize Holding Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only -4.80 -2.69 5.87 -0.05 0.26

Huize Holding Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.22 -2.77 2.41 0.34 0.19

HUIZ vs GOCO, EZRA, TIRXF: Net Margin % Comparison

For the Insurance Brokers subindustry, Huize Holding's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huize Holding Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's Net Margin % distribution charts can be found below:

* The bar in red indicates where Huize Holding's Net Margin % falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huize Holding Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Huize Holding's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.574/224.648
=0.26 %

Huize Holding's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.249/128.025
=0.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.19% mean?
Huize Holding (HUIZ) has a Net Margin % of 0.19% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Huize Holding and its competitors. According to the industry distribution chart, Huize Holding ranks #451 out of 501 companies in the Insurance industry, placing it in the top 90%.
Is Huize Holding's Net Margin % too high?
Huize Holding's current Net Margin % is 0.19%. The Insurance industry median Net Margin % is 9.29. Huize Holding's value of 0.19% is 98% below this industry median. Based on the distribution chart, Huize Holding ranks #451 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's Net Margin % compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #451 out of 501 companies for Net Margin %. This places Huize Holding in the lower half of its industry. The industry median Net Margin % is 9.29. Huize Holding's value of 0.19% is 98% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current Net Margin % of 0.19% is 98% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Huize Holding and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current Net Margin % is 0.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.15 — trading 77.7% below its estimated fair value. The current Net Margin % is 0.19% and 98% below the Insurance industry median of 9.29. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Huize Holding (HUIZ), the current Net Margin % is 0.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • Net Margin %: 0.19%
  • GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 98% below the Insurance median (#451 of 501)

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price
$5.14
GF Value