HUIZ (Huize Holding) Operating Margin %: 0.19% (As of Dec. 2025)


HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.15
GF Value $5.14
Valuation Possible Value Trap
! 4 Warning Signs
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What is Huize Holding Operating Margin %?

Huize Holding HUIZ -3.71% 58 Operating Margin % is 0.19% as of Dec. 2025. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 64 Insurance companies, Huize Holding ranks worse than 79.69% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Huize Holding's Operating Income for the six months ended in Dec. 2025 was $0.2 Mil. Huize Holding's Revenue for the six months ended in Dec. 2025 was $128.0 Mil. Therefore, Huize Holding's Operating Margin % for the quarter that ended in Dec. 2025 was 0.19%.

The historical rank and industry rank for Huize Holding's Operating Margin % or its related term are showing as below:

HUIZ' s Operating Margin % Range Over the Past 10 Years
Min: -36.54   Med: -1.38   Max: 5.61
Current: 0.42


HUIZ's Operating Margin % is ranked worse than
79.69% of 64 companies
in the Insurance industry
Industry Median: 11.62 vs HUIZ: 0.42

Huize Holding's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Huize Holding's Operating Income for the six months ended in Dec. 2025 was $0.2 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2025 was $0.9 Mil.


Huize Holding  (NAS:HUIZ) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Huize Holding Operating Margin % Related Terms


Huize Holding Operating Margin % Historical Data

* Premium members only.

The historical data trend for Huize Holding's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huize Holding Operating Margin % Chart

Huize Holding Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only -4.68 -3.77 4.27 -1.68 0.42

Huize Holding Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.04 -2.88 -0.59 0.72 0.19

HUIZ vs GOCO, EZRA, TIRXF: Operating Margin % Comparison

For the Insurance Brokers subindustry, Huize Holding's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huize Holding Operating Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Huize Holding's Operating Margin % falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Huize Holding Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Huize Holding's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=0.945 / 224.648
=0.42 %

Huize Holding's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0.247 / 128.025
=0.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 0.19% mean?
Huize Holding (HUIZ) has a Operating Margin % of 0.19% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Huize Holding and its competitors. According to the industry distribution chart, Huize Holding ranks #51 out of 64 companies in the Insurance industry, placing it in the top 79.7%.
Is Huize Holding's Operating Margin % too high?
Huize Holding's current Operating Margin % is 0.19%. The Insurance industry median Operating Margin % is 11.62. Huize Holding's value of 0.19% is 98.4% below this industry median. Based on the distribution chart, Huize Holding ranks #51 out of 64 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's Operating Margin % compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #51 out of 64 companies for Operating Margin %. This places Huize Holding in the lower half of its industry. The industry median Operating Margin % is 11.62. Huize Holding's value of 0.19% is 98.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Insurance company?
The median Operating Margin % among Insurance companies is 11.62, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current Operating Margin % of 0.19% is 98.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Huize Holding and its competitors. For the Insurance industry, the median Operating Margin % is 11.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current Operating Margin % is 0.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.15 — trading 77.7% below its estimated fair value. The current Operating Margin % is 0.19% and 98.4% below the Insurance industry median of 11.62. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Huize Holding (HUIZ), the current Operating Margin % is 0.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • Operating Margin %: 0.19%
  • GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 98.4% below the Insurance median (#51 of 64)

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price
$5.14
GF Value