Huize HoldingHUIZ -7.50%58 Days Payable is 71.61 as of Dec. 2025, which is 46% below its 10-year median of 133.10. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 53 Insurance companies, Huize Holding ranks better than 60.38% on this metric.
The historical rank and industry rank for Huize Holding's Days Payable or its related term are showing as below:
HUIZ'
s Days Payable Range Over the Past 10 Years
Min: 76.43 Med: 133.1 Max: 290.86
Current: 81.33
During the past 9 years, Huize Holding's highest Days Payable was 290.86. The lowest was 76.43. And the median was 133.10.
HUIZ's Days Payable is ranked better than 60.38% of 53
companies
in the Insurance industry
Industry Median: 59.72
vs HUIZ: 81.33
Huize Holding's Days Payable
declined
from Dec. 2024 (107.45) to Dec. 2025 (71.61).
It may suggest that Huize Holdingaccelerated paying its suppliers.
Huize Holding Days Payable Related Terms
Huize Holding Days Payable Historical Data
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The historical data trend for Huize Holding's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HUIZ vs GOCO, EZRA, TIRXF: Days Payable Comparison
For the Insurance Brokers subindustry, Huize Holding's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's Days Payable distribution charts can be found below:
* The bar in red indicates where Huize Holding's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Huize Holding's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huize Holding (HUIZ) has a Days Payable of 71.61 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Huize Holding and its competitors. This is 46% below median its historical median of 133.10. Over the past decade, Huize Holding's Days Payable has ranged from 76.43 to 290.86. According to the industry distribution chart, Huize Holding ranks #21 out of 53 companies in the Insurance industry, placing it in the top 39.6%.
Is Huize Holding's Days Payable too high?
Huize Holding's current Days Payable of 71.61 is 46% below median its 10-year median of 133.10. Over the past 10 years, this metric has ranged from a low of 76.43 to a high of 290.86. The Insurance industry median Days Payable is 59.72. Huize Holding's value of 71.61 is 19.9% above this industry median. Based on the distribution chart, Huize Holding ranks #21 out of 53 companies in the Insurance industry, which is above the industry midpoint. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's Days Payable compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #21 out of 53 companies for Days Payable. This puts Huize Holding in the upper half of its industry. The industry median Days Payable is 59.72. Huize Holding's value of 71.61 is 19.9% above this benchmark. Historically, Huize Holding's own Days Payable has ranged from 76.43 to 290.86 over the past decade. While the company's 10-year median is 133.10 vs. the industry median of 59.72, Huize Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 59.72, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current Days Payable of 71.61 is 19.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Huize Holding and its competitors. For the Insurance industry, the median Days Payable is 59.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current Days Payable is 71.61, which is 46% below median its own 10-year median of 133.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.06 — trading 79.4% below its estimated fair value. The current Days Payable is 71.61, which is 46% below median its 10-year median of 133.10 and 19.9% above the Insurance industry median of 59.72. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Huize Holding (HUIZ), the current Days Payable is 71.61 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.06 is trading 79.4% below its estimated GF Value™ of $5.14.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
Days Payable: 71.61 (46% below median its 10-year median of 133.10)
GF Value™: $5.14 vs. price of $1.06 (79.4% below fair value)
Industry Position: 19.9% above the Insurance median (#21 of 53)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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