Huize HoldingHUIZ -3.71%58 EBITDA Margin % is 2.75% as of Dec. 2025, which is 124% above its 10-year median of 1.23. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Huize Holding ranks worse than 90.51% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Huize Holding's EBITDA for the
six
months ended in Dec. 2025 was $3.5 Mil. Huize Holding's Revenue for the
six
months ended in Dec. 2025 was $128.0 Mil. Therefore, Huize Holding's EBITDA margin for the quarter that ended in Dec. 2025 was 2.75%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Huize Holding EBITDA Margin % Related Terms
Huize Holding EBITDA Margin % Historical Data
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The historical data trend for Huize Holding's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HUIZ vs GOCO, EZRA, TIRXF: EBITDA Margin % Comparison
For the Insurance Brokers subindustry, Huize Holding's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Huize Holding's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huize Holding (HUIZ) has a EBITDA Margin % of 2.75% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Huize Holding and its competitors. This is 124% above median its historical median of 1.23. According to the industry distribution chart, Huize Holding ranks #334 out of 369 companies in the Insurance industry, placing it in the top 90.5%.
Is Huize Holding's EBITDA Margin % too high?
Huize Holding's current EBITDA Margin % of 2.75% is 124% above median its 10-year median of 1.23. The Insurance industry median EBITDA Margin % is 14.81. Huize Holding's value of 2.75% is 81.4% below this industry median. Based on the distribution chart, Huize Holding ranks #334 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's EBITDA Margin % compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #334 out of 369 companies for EBITDA Margin %. This places Huize Holding in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Huize Holding's value of 2.75% is 81.4% below this benchmark. While the company's 10-year median is 1.23 vs. the industry median of 14.81, Huize Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current EBITDA Margin % of 2.75% is 81.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Huize Holding and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current EBITDA Margin % is 2.75%, which is 124% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.15 — trading 77.7% below its estimated fair value. The current EBITDA Margin % is 2.75%, which is 124% above median its 10-year median of 1.23 and 81.4% below the Insurance industry median of 14.81. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Huize Holding (HUIZ), the current EBITDA Margin % is 2.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
EBITDA Margin %: 2.75% (124% above median its 10-year median of 1.23)
GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
Industry Position: 81.4% below the Insurance median (#334 of 369)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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