Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Huize Holding's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.05%.
The historical rank and industry rank for Huize Holding's ROC (Joel Greenblatt) % or its related term are showing as below:
HUIZ'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1165.91 Med: -8.16 Max: 117.69
Current: 10.9
During the past 9 years, Huize Holding's highest ROC (Joel Greenblatt) % was 117.69%. The lowest was -1165.91%. And the median was -8.16%.
HUIZ's ROC (Joel Greenblatt) % is ranked worse than 79.69% of 64
companies
in the Insurance industry
Industry Median: 77.205
vs HUIZ: 10.90
Huize Holding's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Huize Holding ROC (Joel Greenblatt) % Related Terms
Huize Holding ROC (Joel Greenblatt) % Historical Data
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The historical data trend for Huize Holding's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HUIZ vs GOCOQ, ZBAO, EZRA: ROC (Joel Greenblatt) % Comparison
For the Insurance Brokers subindustry, Huize Holding's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding ROC (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Huize Holding's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 6.05% mean?
Huize Holding (HUIZ) has a ROC (Joel Greenblatt) % of 6.05% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Huize Holding and its competitors. According to the industry distribution chart, Huize Holding ranks #51 out of 64 companies in the Insurance industry, placing it in the top 79.7%.
Is Huize Holding's ROC (Joel Greenblatt) % too high?
Huize Holding's current ROC (Joel Greenblatt) % is 6.05%. The Insurance industry median ROC (Joel Greenblatt) % is 77.21. Huize Holding's value of 6.05% is 92.2% below this industry median. Based on the distribution chart, Huize Holding ranks #51 out of 64 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's ROC (Joel Greenblatt) % compare to GOCOQ and ZBAO?
According to the Insurance industry distribution chart, Huize Holding ranks #51 out of 64 companies for ROC (Joel Greenblatt) %. This places Huize Holding in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 77.21. Huize Holding's value of 6.05% is 92.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 77.21, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current ROC (Joel Greenblatt) % of 6.05% is 92.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Huize Holding and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 77.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current ROC (Joel Greenblatt) % is 6.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.15, compared to a current price of $1.16 — trading 77.6% below its estimated fair value. The current ROC (Joel Greenblatt) % is 6.05% and 92.2% below the Insurance industry median of 77.21. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Huize Holding (HUIZ), the current ROC (Joel Greenblatt) % is 6.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.16 is trading 77.6% below its estimated GF Value™ of $5.15.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
ROC (Joel Greenblatt) %: 6.05%
GF Value™: $5.15 vs. price of $1.16 (77.6% below fair value)
Industry Position: 92.2% below the Insurance median (#51 of 64)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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