Huize HoldingHUIZ -3.71%58 FCF Yield % is 11.80 as of Jun. 26, 2026, which is 241% above its 10-year median of 3.46. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Huize Holding ranks better than 64.88% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Huize Holding FCF Yield % Related Terms
Huize Holding FCF Yield % Historical Data
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The historical data trend for Huize Holding's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Huize Holding's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Huize Holding's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huize Holding (HUIZ) has a FCF Yield % of 11.80 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Huize Holding and its competitors. This is 241% above median its historical median of 3.46. According to the industry distribution chart, Huize Holding ranks #177 out of 504 companies in the Insurance industry, placing it in the top 35.1%.
Is Huize Holding's FCF Yield % too high?
Huize Holding's current FCF Yield % of 11.80 is 241% above median its 10-year median of 3.46. The Insurance industry median FCF Yield % is 7.12. Huize Holding's value of 11.80 is 65.8% above this industry median. Based on the distribution chart, Huize Holding ranks #177 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's FCF Yield % compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #177 out of 504 companies for FCF Yield %. This puts Huize Holding in the upper half of its industry. The industry median FCF Yield % is 7.12. Huize Holding's value of 11.80 is 65.8% above this benchmark. While the company's 10-year median is 3.46 vs. the industry median of 7.12, Huize Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current FCF Yield % of 11.80 is 65.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Huize Holding and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current FCF Yield % is 11.80, which is 241% above median its own 10-year median of 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.15 — trading 77.7% below its estimated fair value. The current FCF Yield % is 11.80, which is 241% above median its 10-year median of 3.46 and 65.8% above the Insurance industry median of 7.12. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Huize Holding (HUIZ), the current FCF Yield % is 11.80 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
FCF Yield %: 11.80 (241% above median its 10-year median of 3.46)
GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
Industry Position: 65.8% above the Insurance median (#177 of 504)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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