HUIZ (Huize Holding) EV-to-EBITDA: -7.81 (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.26
GF Value $5.18
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Huize Holding EV-to-EBITDA?

Huize Holding HUIZ +3.70% 58 EV-to-EBITDA is -7.81 as of Jul. 22, 2026. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.18 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 347 Insurance companies, Huize Holding ranks better than 99.71% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Huize Holding's enterprise value is $-7.3 Mil. Huize Holding's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $0.9 Mil. Therefore, Huize Holding's EV-to-EBITDA for today is -7.81.

The historical rank and industry rank for Huize Holding's EV-to-EBITDA or its related term are showing as below:

HUIZ' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1214.46   Med: 1.96   Max: 235.53
Current: -7.81

During the past 9 years, the highest EV-to-EBITDA of Huize Holding was 235.53. The lowest was -1214.46. And the median was 1.96.

HUIZ's EV-to-EBITDA is ranked better than
99.71% of 347 companies
in the Insurance industry
Industry Median: 8.32 vs HUIZ: -7.81

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-22), Huize Holding's stock price is $1.26. Huize Holding's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.000. Therefore, Huize Holding's PE Ratio (TTM) for today is N/A.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Huize Holding  (NAS:HUIZ) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Huize Holding's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.26/0.000
=N/A

Huize Holding's share price for today is $1.26.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Huize Holding's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Huize Holding EV-to-EBITDA Related Terms


Huize Holding EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Huize Holding's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huize Holding EV-to-EBITDA Chart

Huize Holding Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only -9.17 217.07 2.69 7.21 1.99

Huize Holding Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.69 20.43 7.21 12.13 1.99

HUIZ vs GOCOQ, ZBAO, EZRA: EV-to-EBITDA Comparison

For the Insurance Brokers subindustry, Huize Holding's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huize Holding EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Huize Holding's EV-to-EBITDA falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huize Holding EV-to-EBITDA Calculation

Huize Holding's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=-7.268/0.931
=-7.81

Huize Holding's current Enterprise Value is $-7.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Huize Holding's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $0.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -7.81 mean?
Huize Holding (HUIZ) has a EV-to-EBITDA of -7.81 as of Jul. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Huize Holding. According to the industry distribution chart, Huize Holding ranks #1 out of 347 companies in the Insurance industry, placing it in the top 0.3%.
Is Huize Holding's EV-to-EBITDA too high?
Huize Holding's current EV-to-EBITDA is -7.81. Based on the distribution chart, Huize Holding ranks #1 out of 347 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's EV-to-EBITDA compare to GOCOQ and ZBAO?
According to the Insurance industry distribution chart, Huize Holding ranks #1 out of 347 companies for EV-to-EBITDA. This places Huize Holding in the top 0% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.32, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Huize Holding. For the Insurance industry, the median EV-to-EBITDA is 8.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current EV-to-EBITDA is -7.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.18, compared to a current price of $1.26 — trading 75.7% below its estimated fair value. The current EV-to-EBITDA is -7.81. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Huize Holding (HUIZ), the current EV-to-EBITDA is -7.81 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.26 is trading 75.7% below its estimated GF Value™ of $5.18. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • EV-to-EBITDA: -7.81
  • GF Value™: $5.18 vs. price of $1.26 (75.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.26
Price
$5.18
GF Value