HUIZ (Huize Holding) Interest Coverage: N/A (As of Dec. 2025)


HUIZ Huize Holding Ltd HUIZ
58 GF Score
Price $1.15
GF Value $5.14
Valuation Possible Value Trap
! 4 Warning Signs
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What is Huize Holding Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Huize Holding's Operating Income for the six months ended in Dec. 2025 was $0.2 Mil. Huize Holding's Interest Expense for the six months ended in Dec. 2025 was $0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Huize Holding Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Huize Holding's Interest Coverage or its related term are showing as below:


HUIZ's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Huize Holding  (NAS:HUIZ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Huize Holding Interest Coverage Related Terms

Huize Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for Huize Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Huize Holding Interest Coverage Chart

Huize Holding Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 N/A N/A N/A

Huize Holding Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

HUIZ vs GOCO, EZRA, TIRXF: Interest Coverage Comparison

For the Insurance Brokers subindustry, Huize Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Huize Holding Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Huize Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Huize Holding's Interest Coverage falls into.


HUIZ
58GF Score
Huize Holding Ltd HUIZ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huize Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Huize Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Huize Holding's Interest Expense was $0.0 Mil. Its Operating Income was $0.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $3.1 Mil.

GuruFocus does not calculate Huize Holding's interest coverage with the available data.

Huize Holding's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Huize Holding's Interest Expense was $0.0 Mil. Its Operating Income was $0.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $3.1 Mil.

GuruFocus does not calculate Huize Holding's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Huize Holding (HUIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued. The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14. GuruFocus considers Huize Holding to be Possible Value Trap.

Key valuation signals for HUIZ:

  • Interest Coverage: N/A
  • GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huize Holding Business Description

Address Qianhai Financial Centre, Linhai Avenue, 49 Floor, Building T1, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, CHN, 518000
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score

Get the complete analysis for HUIZ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price
$5.14
GF Value