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BSP:QUAL3's EV-to-FCF is ranked worse than 52.94% of 17
companies
in the Healthcare Plans industry
Industry Median: 19.14
vs BSP:QUAL3: 19.14
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) for today is calculated as:
Qualicorp Consultoria E Corretora De Seguros's share price for today is R$1.53.
Qualicorp Consultoria E Corretora De Seguros's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$0.054.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Qualicorp Consultoria E Corretora De Seguros EV-to-FCF Related Terms
Qualicorp Consultoria E Corretora De Seguros EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros EV-to-FCF Chart
Qualicorp Consultoria E Corretora De Seguros Annual Data
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros EV-to-FCF vs Healthcare Plans Industry
Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$64 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a EV-to-FCF of 18.88 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 33% above median its historical median of 14.20. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' EV-to-FCF has ranged from 6.09 to 71.10. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 17 companies in the Healthcare Plans industry, placing it in the top 52.9%.
Is Qualicorp Consultoria E Corretora De Seguros' EV-to-FCF too high?
Qualicorp Consultoria E Corretora De Seguros' current EV-to-FCF of 18.88 is 33% above median its 10-year median of 14.20. Over the past 10 years, this metric has ranged from a low of 6.09 to a high of 71.10. The Healthcare Plans industry median EV-to-FCF is 19.14. Qualicorp Consultoria E Corretora De Seguros' value of 18.88 is 1.4% below this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 17 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' EV-to-FCF compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 17 companies for EV-to-FCF. This places Qualicorp Consultoria E Corretora De Seguros in the lower half of its industry. The industry median EV-to-FCF is 19.14. Qualicorp Consultoria E Corretora De Seguros' value of 18.88 is 1.4% below this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own EV-to-FCF has ranged from 6.09 to 71.10 over the past decade. While the company's 10-year median is 14.20 vs. the industry median of 19.14, Qualicorp Consultoria E Corretora De Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Healthcare Plans company?
The median EV-to-FCF among Healthcare Plans companies is 19.14, based on 17 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current EV-to-FCF of 18.88 is 1.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median EV-to-FCF is 19.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current EV-to-FCF is 18.88, which is 33% above median its own 10-year median of 14.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current EV-to-FCF is 18.88, which is 33% above median its 10-year median of 14.20 and 1.4% below the Healthcare Plans industry median of 19.14. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current EV-to-FCF is 18.88 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
EV-to-FCF: 18.88 (33% above median its 10-year median of 14.20)
GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
Industry Position: 1.4% below the Healthcare Plans median (#9 of 17)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria E Corretora De Seguros Business Description
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score
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