Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) PE Ratio (TTM): 28.33 (As of Jul. 23, 2026) — 44% Above Median

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM)?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 PE Ratio (TTM) is 28.33 as of Jul. 23, 2026, which is 44% above its 10-year median of 19.63. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 14 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 57.14% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-23), Qualicorp Consultoria E Corretora De Seguros's share price is R$1.53. Qualicorp Consultoria E Corretora De Seguros's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.05. Therefore, Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) for today is 28.33.

Good Sign:

Qualicorp Consultoria E Corretora De Seguros SA stock PE Ratio (=29.44) is close to 3-year low of 28.52.


The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) or its related term are showing as below:

BSP:QUAL3' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 6.37   Med: 19.63   Max: 164.29
Current: 28.33


During the past 13 years, the highest PE Ratio (TTM) of Qualicorp Consultoria E Corretora De Seguros was 164.29. The lowest was 6.37. And the median was 19.63.


BSP:QUAL3's PE Ratio (TTM) is ranked better than
57.14% of 14 companies
in the Healthcare Plans industry
Industry Median: 30.655 vs BSP:QUAL3: 28.33

Qualicorp Consultoria E Corretora De Seguros's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was R$0.07. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.05.

As of today (2026-07-23), Qualicorp Consultoria E Corretora De Seguros's share price is R$1.53. Qualicorp Consultoria E Corretora De Seguros's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.26. Therefore, Qualicorp Consultoria E Corretora De Seguros's PE Ratio without NRI for today is 5.80.

During the past 13 years, Qualicorp Consultoria E Corretora De Seguros's highest PE Ratio without NRI was 252.31. The lowest was 3.25. And the median was 12.02.

Qualicorp Consultoria E Corretora De Seguros's EPS without NRI for the three months ended in Mar. 2026 was R$0.20. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.26.

During the past 12 months, Qualicorp Consultoria E Corretora De Seguros's average EPS without NRI Growth Rate was -40.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was -45.90% per year.

During the past 13 years, Qualicorp Consultoria E Corretora De Seguros's highest 3-Year average EPS without NRI Growth Rate was 161.50% per year. The lowest was -45.90% per year. And the median was 0.30% per year.

Qualicorp Consultoria E Corretora De Seguros's EPS (Basic) for the three months ended in Mar. 2026 was R$0.07. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.05.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM) Related Terms


Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM) Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.64 17.63 At Loss 66.09 61.62

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 131.43 63.00 74.41 61.62 39.26

BSP:QUAL3 vs UNH, CVS, ELV: PE Ratio (TTM) Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM) vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Qualicorp Consultoria E Corretora De Seguros's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=1.53/0.054
=28.33

Qualicorp Consultoria E Corretora De Seguros's Share Price of today is R$1.53.
Qualicorp Consultoria E Corretora De Seguros's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$0.05.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 28.33 mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a PE Ratio (TTM) of 28.33 as of Jul. 23, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 44% above median its historical median of 19.63. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' PE Ratio (TTM) has ranged from 6.37 to 164.29. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #6 out of 14 companies in the Healthcare Plans industry, placing it in the top 42.9%.
Is Qualicorp Consultoria E Corretora De Seguros' PE Ratio (TTM) too high?
Qualicorp Consultoria E Corretora De Seguros' current PE Ratio (TTM) of 28.33 is 44% above median its 10-year median of 19.63. Over the past 10 years, this metric has ranged from a low of 6.37 to a high of 164.29. The Healthcare Plans industry median PE Ratio (TTM) is 30.66. Qualicorp Consultoria E Corretora De Seguros' value of 28.33 is 7.6% below this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #6 out of 14 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' PE Ratio (TTM) compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #6 out of 14 companies for PE Ratio (TTM). This puts Qualicorp Consultoria E Corretora De Seguros in the upper half of its industry. The industry median PE Ratio (TTM) is 30.66. Qualicorp Consultoria E Corretora De Seguros' value of 28.33 is 7.6% below this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own PE Ratio (TTM) has ranged from 6.37 to 164.29 over the past decade. While the company's 10-year median is 19.63 vs. the industry median of 30.66, Qualicorp Consultoria E Corretora De Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Healthcare Plans company?
The median PE Ratio (TTM) among Healthcare Plans companies is 30.66, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current PE Ratio (TTM) of 28.33 is 7.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median PE Ratio (TTM) is 30.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current PE Ratio (TTM) is 28.33, which is 44% above median its own 10-year median of 19.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current PE Ratio (TTM) is 28.33, which is 44% above median its 10-year median of 19.63 and 7.6% below the Healthcare Plans industry median of 30.66. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current PE Ratio (TTM) is 28.33 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • PE Ratio (TTM): 28.33 (44% above median its 10-year median of 19.63)
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 7.6% below the Healthcare Plans median (#6 of 14)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value