Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) FCF Yield %: 14.81 (As of Jul. 23, 2026) — 81% Above Median

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Qualicorp Consultoria E Corretora De Seguros FCF Yield %?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 FCF Yield % is 14.81 as of Jul. 23, 2026, which is 81% above its 10-year median of 8.19. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 83.33% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Qualicorp Consultoria E Corretora De Seguros's Trailing 12-Month Free Cash Flow is R$64 Mil, and Market Cap is R$433 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's FCF Yield % for today is 14.81%.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's FCF Yield % or its related term are showing as below:

BSP:QUAL3' s FCF Yield % Range Over the Past 10 Years
Min: 1.81   Med: 8.19   Max: 56.42
Current: 14.81


During the past 13 years, the highest FCF Yield % of Qualicorp Consultoria E Corretora De Seguros was 56.42%. The lowest was 1.81%. And the median was 8.19%.

BSP:QUAL3's FCF Yield % is ranked better than
83.33% of 18 companies
in the Healthcare Plans industry
Industry Median: 5.145 vs BSP:QUAL3: 14.81

Qualicorp Consultoria E Corretora De Seguros's FCF Margin % for the quarter that ended in Mar. 2026 was 34.04%.


Qualicorp Consultoria E Corretora De Seguros FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Qualicorp Consultoria E Corretora De Seguros FCF Yield % Related Terms


Qualicorp Consultoria E Corretora De Seguros FCF Yield % Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros FCF Yield % Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.54 6.29 26.22 48.74 16.11

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 119.05 -91.44 46.87 -7.14 76.31

BSP:QUAL3 vs UNH, CVS, ELV: FCF Yield % Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros FCF Yield % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's FCF Yield % falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Qualicorp Consultoria E Corretora De Seguros's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=104.293 / 647.50632
=16.11%

Qualicorp Consultoria E Corretora De Seguros's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=113.844 * 4 / 596.77788
=76.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 14.81 mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a FCF Yield % of 14.81 as of Jul. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 81% above median its historical median of 8.19. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' FCF Yield % has ranged from 1.81 to 56.42. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #3 out of 18 companies in the Healthcare Plans industry, placing it in the top 16.7%.
Is Qualicorp Consultoria E Corretora De Seguros' FCF Yield % too high?
Qualicorp Consultoria E Corretora De Seguros' current FCF Yield % of 14.81 is 81% above median its 10-year median of 8.19. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 56.42. The Healthcare Plans industry median FCF Yield % is 5.15. Qualicorp Consultoria E Corretora De Seguros' value of 14.81 is 187.9% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #3 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' FCF Yield % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #3 out of 18 companies for FCF Yield %. This places Qualicorp Consultoria E Corretora De Seguros in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 5.15. Qualicorp Consultoria E Corretora De Seguros' value of 14.81 is 187.9% above this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own FCF Yield % has ranged from 1.81 to 56.42 over the past decade. While the company's 10-year median is 8.19 vs. the industry median of 5.15, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Healthcare Plans company?
The median FCF Yield % among Healthcare Plans companies is 5.15, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current FCF Yield % of 14.81 is 187.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median FCF Yield % is 5.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current FCF Yield % is 14.81, which is 81% above median its own 10-year median of 8.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current FCF Yield % is 14.81, which is 81% above median its 10-year median of 8.19 and 187.9% above the Healthcare Plans industry median of 5.15. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current FCF Yield % is 14.81 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • FCF Yield %: 14.81 (81% above median its 10-year median of 8.19)
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 187.9% above the Healthcare Plans median (#3 of 18)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value