Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) FCF Margin %: 34.04% (As of Mar. 2026) — 102% Above Median


BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
66 GF Score
Price R$1.92
GF Value R$1.87
Valuation Fairly Valued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros FCF Margin %?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.13% 66 FCF Margin % is 34.04% as of Mar. 2026, which is 102% above its 10-year median of 16.86. GuruFocus rates BSP:QUAL3 with a GF Score™ of 66/100 and a GF Value™ of R$1.87 (Fairly Valued). The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 55.56% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Qualicorp Consultoria E Corretora De Seguros's Free Cash Flow for the three months ended in Mar. 2026 was R$114 Mil. Qualicorp Consultoria E Corretora De Seguros's Revenue for the three months ended in Mar. 2026 was R$334 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's FCF Margin % for the quarter that ended in Mar. 2026 was 34.04%.

As of today, Qualicorp Consultoria E Corretora De Seguros's current FCF Yield % is 11.86%.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's FCF Margin % or its related term are showing as below:

BSP:QUAL3' s FCF Margin % Range Over the Past 10 Years
Min: 4.54   Med: 16.86   Max: 33.91
Current: 4.54


During the past 13 years, the highest FCF Margin % of Qualicorp Consultoria E Corretora De Seguros was 33.91%. The lowest was 4.54%. And the median was 16.86%.

BSP:QUAL3's FCF Margin % is ranked better than
55.56% of 18 companies
in the Healthcare Plans industry
Industry Median: 4.09 vs BSP:QUAL3: 4.54


Qualicorp Consultoria E Corretora De Seguros FCF Margin % Related Terms


Qualicorp Consultoria E Corretora De Seguros FCF Margin % Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros FCF Margin % Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.00 5.27 14.23 13.52 7.31

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.54 -34.19 23.13 -3.25 34.04

BSP:QUAL3 vs UNH, CVS, ELV: FCF Margin % Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros FCF Margin % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's FCF Margin % falls into.


BSP:QUAL3
66GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualicorp Consultoria E Corretora De Seguros FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Qualicorp Consultoria E Corretora De Seguros's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=104.293/1426.845
=7.31 %

Qualicorp Consultoria E Corretora De Seguros's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=113.844/334.459
=34.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 34.04% mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a FCF Margin % of 34.04% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 102% above median its historical median of 16.86. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' FCF Margin % has ranged from 4.54 to 33.91. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 18 companies in the Healthcare Plans industry, placing it in the top 44.4%.
Is Qualicorp Consultoria E Corretora De Seguros' FCF Margin % too high?
Qualicorp Consultoria E Corretora De Seguros' current FCF Margin % of 34.04% is 102% above median its 10-year median of 16.86. Over the past 10 years, this metric has ranged from a low of 4.54 to a high of 33.91. The Healthcare Plans industry median FCF Margin % is 4.09. Qualicorp Consultoria E Corretora De Seguros' value of 34.04% is 732.3% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 18 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' FCF Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 18 companies for FCF Margin %. This puts Qualicorp Consultoria E Corretora De Seguros in the upper half of its industry. The industry median FCF Margin % is 4.09. Qualicorp Consultoria E Corretora De Seguros' value of 34.04% is 732.3% above this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own FCF Margin % has ranged from 4.54 to 33.91 over the past decade. While the company's 10-year median is 16.86 vs. the industry median of 4.09, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Healthcare Plans company?
The median FCF Margin % among Healthcare Plans companies is 4.09, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current FCF Margin % of 34.04% is 732.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median FCF Margin % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current FCF Margin % is 34.04%, which is 102% above median its own 10-year median of 16.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Fairly Valued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.92 — trading 2.7% above its estimated fair value. The current FCF Margin % is 34.04%, which is 102% above median its 10-year median of 16.86 and 732.3% above the Healthcare Plans industry median of 4.09. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current FCF Margin % is 34.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be overvalued. The current stock price of R$1.92 is trading 2.7% above its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Fairly Valued.

Key valuation signals for BSP:QUAL3:

  • FCF Margin %: 34.04% (102% above median its 10-year median of 16.86)
  • GF Value™: R$1.87 vs. price of R$1.92 (2.7% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 732.3% above the Healthcare Plans median (#8 of 18)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
66GF Score

Get the complete analysis for BSP:QUAL3

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.92
Price
R$1.87
GF Value