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Qualicorp Consultoria E Corretora De Seguros has a quick ratio of 0.92. It indicates that the company cannot currently fully pay back its current liabilities.
BSP:QUAL3's Quick Ratio is ranked worse than 80% of 15
companies
in the Healthcare Plans industry
Industry Median: 1.34
vs BSP:QUAL3: 0.92
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Qualicorp Consultoria E Corretora De Seguros Quick Ratio Related Terms
Qualicorp Consultoria E Corretora De Seguros Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros Quick Ratio Chart
Qualicorp Consultoria E Corretora De Seguros Annual Data
BSP:QUAL3 vs UNH, CVS, ELV: Quick Ratio Comparison
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros Quick Ratio vs Healthcare Plans Industry
Qualicorp Consultoria E Corretora De Seguros Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Quick Ratio of 0.92 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 26% below median its historical median of 1.24. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' Quick Ratio has ranged from 0.48 to 3.52. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #12 out of 15 companies in the Healthcare Plans industry, placing it in the top 80%.
Is Qualicorp Consultoria E Corretora De Seguros' Quick Ratio too high?
Qualicorp Consultoria E Corretora De Seguros' current Quick Ratio of 0.92 is 26% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 3.52. The Healthcare Plans industry median Quick Ratio is 1.34. Qualicorp Consultoria E Corretora De Seguros' value of 0.92 is 31.3% below this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #12 out of 15 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Quick Ratio compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #12 out of 15 companies for Quick Ratio. This places Qualicorp Consultoria E Corretora De Seguros in the lower half of its industry. The industry median Quick Ratio is 1.34. Qualicorp Consultoria E Corretora De Seguros' value of 0.92 is 31.3% below this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own Quick Ratio has ranged from 0.48 to 3.52 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 1.34, Qualicorp Consultoria E Corretora De Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Healthcare Plans company?
The median Quick Ratio among Healthcare Plans companies is 1.34, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Quick Ratio of 0.92 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Quick Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Quick Ratio is 0.92, which is 26% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.39 — trading 25.7% below its estimated fair value. The current Quick Ratio is 0.92, which is 26% below median its 10-year median of 1.24 and 31.3% below the Healthcare Plans industry median of 1.34. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Quick Ratio is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.39 is trading 25.7% below its estimated GF Value™ of R$1.87.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
Quick Ratio: 0.92 (26% below median its 10-year median of 1.24)
GF Value™: R$1.87 vs. price of R$1.39 (25.7% below fair value)
Industry Position: 31.3% below the Healthcare Plans median (#12 of 15)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria E Corretora De Seguros Business Description
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score
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