Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BSP:QUAL3's 5-Year Yield-on-Cost % is ranked worse than 88.89% of 9
companies
in the Healthcare Plans industry
Industry Median: 3.09
vs BSP:QUAL3: 0.60
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Qualicorp Consultoria E Corretora De Seguros 5-Year Yield-on-Cost % Related Terms
BSP:QUAL3 vs UNH, CVS, ELV: 5-Year Yield-on-Cost % Comparison
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros 5-Year Yield-on-Cost % vs Healthcare Plans Industry
Qualicorp Consultoria E Corretora De Seguros 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a 5-Year Yield-on-Cost % of 0.60 as of Aug. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 87% below median its historical median of 4.45. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' 5-Year Yield-on-Cost % has ranged from 0.01 to 18.38. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 9 companies in the Healthcare Plans industry, placing it in the top 88.9%.
Is Qualicorp Consultoria E Corretora De Seguros' 5-Year Yield-on-Cost % too high?
Qualicorp Consultoria E Corretora De Seguros' current 5-Year Yield-on-Cost % of 0.60 is 87% below median its 10-year median of 4.45. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 18.38. The Healthcare Plans industry median 5-Year Yield-on-Cost % is 3.09. Qualicorp Consultoria E Corretora De Seguros' value of 0.60 is 80.6% below this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 9 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' 5-Year Yield-on-Cost % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #8 out of 9 companies for 5-Year Yield-on-Cost %. This places Qualicorp Consultoria E Corretora De Seguros in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.09. Qualicorp Consultoria E Corretora De Seguros' value of 0.60 is 80.6% below this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own 5-Year Yield-on-Cost % has ranged from 0.01 to 18.38 over the past decade. While the company's 10-year median is 4.45 vs. the industry median of 3.09, Qualicorp Consultoria E Corretora De Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Healthcare Plans company?
The median 5-Year Yield-on-Cost % among Healthcare Plans companies is 3.09, based on 9 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current 5-Year Yield-on-Cost % of 0.60 is 80.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median 5-Year Yield-on-Cost % is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current 5-Year Yield-on-Cost % is 0.60, which is 87% below median its own 10-year median of 4.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.85, compared to a current price of R$1.59 — trading 14.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.60, which is 87% below median its 10-year median of 4.45 and 80.6% below the Healthcare Plans industry median of 3.09. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current 5-Year Yield-on-Cost % is 0.60 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.59 is trading 14.1% below its estimated GF Value™ of R$1.85.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
5-Year Yield-on-Cost %: 0.60 (87% below median its 10-year median of 4.45)
GF Value™: R$1.85 vs. price of R$1.59 (14.1% below fair value)
Industry Position: 80.6% below the Healthcare Plans median (#8 of 9)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
67GF Score
Get the complete analysis for BSP:QUAL3
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:QUAL3 has been successfully added to your 
