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Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Qualicorp Consultoria E Corretora De Seguros had a gross margin of 88.11% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Qualicorp Consultoria E Corretora De Seguros Gross Margin % Related Terms
Qualicorp Consultoria E Corretora De Seguros Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros Gross Margin % Chart
Qualicorp Consultoria E Corretora De Seguros Annual Data
BSP:QUAL3 vs UNH, CVS, ELV: Gross Margin % Comparison
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros Gross Margin % vs Healthcare Plans Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Gross Margin % of 88.11% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 10% above median its historical median of 80.22. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' Gross Margin % has ranged from 74.41 to 87.38. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 14 companies in the Healthcare Plans industry, placing it in the top 7.1%.
Is Qualicorp Consultoria E Corretora De Seguros' Gross Margin % too high?
Qualicorp Consultoria E Corretora De Seguros' current Gross Margin % of 88.11% is 10% above median its 10-year median of 80.22. Over the past 10 years, this metric has ranged from a low of 74.41 to a high of 87.38. The Healthcare Plans industry median Gross Margin % is 18.60. Qualicorp Consultoria E Corretora De Seguros' value of 88.11% is 373.8% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 14 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Gross Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 14 companies for Gross Margin %. This places Qualicorp Consultoria E Corretora De Seguros in the top 7% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 18.60. Qualicorp Consultoria E Corretora De Seguros' value of 88.11% is 373.8% above this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own Gross Margin % has ranged from 74.41 to 87.38 over the past decade. While the company's 10-year median is 80.22 vs. the industry median of 18.60, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Healthcare Plans company?
The median Gross Margin % among Healthcare Plans companies is 18.60, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Gross Margin % of 88.11% is 373.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Gross Margin % is 18.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Gross Margin % is 88.11%, which is 10% above median its own 10-year median of 80.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current Gross Margin % is 88.11%, which is 10% above median its 10-year median of 80.22 and 373.8% above the Healthcare Plans industry median of 18.60. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Gross Margin % is 88.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
Gross Margin %: 88.11% (10% above median its 10-year median of 80.22)
GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
Industry Position: 373.8% above the Healthcare Plans median (#1 of 14)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria E Corretora De Seguros Business Description
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score
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