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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Qualicorp Consultoria E Corretora De Seguros Debt-to-Equity Related Terms
Qualicorp Consultoria E Corretora De Seguros Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros Debt-to-Equity Chart
Qualicorp Consultoria E Corretora De Seguros Annual Data
BSP:QUAL3 vs UNH, CVS, ELV: Debt-to-Equity Comparison
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros Debt-to-Equity vs Healthcare Plans Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Debt-to-Equity of 0.88 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 12% below median its historical median of 1.00. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' Debt-to-Equity has ranged from 0.24 to 1.87. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #11 out of 14 companies in the Healthcare Plans industry, placing it in the top 78.6%.
Is Qualicorp Consultoria E Corretora De Seguros' Debt-to-Equity too high?
Qualicorp Consultoria E Corretora De Seguros' current Debt-to-Equity of 0.88 is 12% below median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 1.87. The Healthcare Plans industry median Debt-to-Equity is 0.73. Qualicorp Consultoria E Corretora De Seguros' value of 0.88 is 21.4% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #11 out of 14 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Debt-to-Equity compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #11 out of 14 companies for Debt-to-Equity. This places Qualicorp Consultoria E Corretora De Seguros in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Qualicorp Consultoria E Corretora De Seguros' value of 0.88 is 21.4% above this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own Debt-to-Equity has ranged from 0.24 to 1.87 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 0.73, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Plans company?
The median Debt-to-Equity among Healthcare Plans companies is 0.73, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Debt-to-Equity of 0.88 is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Debt-to-Equity is 0.88, which is 12% below median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.76, compared to a current price of R$1.59 — trading 9.7% below its estimated fair value. The current Debt-to-Equity is 0.88, which is 12% below median its 10-year median of 1.00 and 21.4% above the Healthcare Plans industry median of 0.73. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Debt-to-Equity is 0.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.59 is trading 9.7% below its estimated GF Value™ of R$1.76.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
Debt-to-Equity: 0.88 (12% below median its 10-year median of 1.00)
GF Value™: R$1.76 vs. price of R$1.59 (9.7% below fair value)
Industry Position: 21.4% above the Healthcare Plans median (#11 of 14)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score
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