Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Enterprise Value: R$1,210 Mil (As of Jul. 23, 2026) ***

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Qualicorp Consultoria E Corretora De Seguros Enterprise Value?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 Enterprise Value is R$1,210 Mil as of Jul. 23, 2026. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was R$386 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's EV-to-EBIT ratio for today is 3.13.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was R$661 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's EV-to-EBITDA ratio for today is 1.83.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was R$1,410 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's EV-to-Revenue ratio for today is 0.86.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was R$239 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's EV-to-OCF ratio for today is 5.05.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$64 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's EV-to-FCF ratio for today is 18.88.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Qualicorp Consultoria E Corretora De Seguros's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1209.556/386.107
=3.13

Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$386 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Qualicorp Consultoria E Corretora De Seguros's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1209.556/660.637
=1.83

Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$661 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Qualicorp Consultoria E Corretora De Seguros's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1209.556/1410.33
=0.86

Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,410 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Qualicorp Consultoria E Corretora De Seguros's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1209.556/239.485
=5.05

Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$239 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Qualicorp Consultoria E Corretora De Seguros's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1209.556/64.073
=18.88

Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil.
Qualicorp Consultoria E Corretora De Seguros's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$64 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Qualicorp Consultoria E Corretora De Seguros Enterprise Value Related Terms


Qualicorp Consultoria E Corretora De Seguros Enterprise Value Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Enterprise Value Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,101.35 3,192.11 2,215.21 1,435.82 1,501.40

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,408.56 1,498.55 1,662.31 1,501.40 1,373.54

BSP:QUAL3 vs UNH, CVS, ELV: Enterprise Value Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Enterprise Value vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Enterprise Value falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Qualicorp Consultoria E Corretora De Seguros's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Qualicorp Consultoria E Corretora De Seguros's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of R$1,210 Mil mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Enterprise Value of R$1,210 Mil as of Jul. 23, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors.
Is Qualicorp Consultoria E Corretora De Seguros' Enterprise Value too high?
Qualicorp Consultoria E Corretora De Seguros' current Enterprise Value is R$1,210 Mil. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Enterprise Value compare to UNH and CVS?
Qualicorp Consultoria E Corretora De Seguros' Enterprise Value of R$1,210 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Healthcare Plans company?
A good Enterprise Value depends on the Healthcare Plans industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. Qualicorp Consultoria E Corretora De Seguros's current Enterprise Value is R$1,210 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current Enterprise Value is R$1,210 Mil. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Enterprise Value is R$1,210 Mil as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Enterprise Value: R$1,210 Mil
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value