Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Net Margin %: 5.57% (As of Mar. 2026) — 68% Below Median

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros Net Margin %?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 Net Margin % is 5.57% as of Mar. 2026, which is 68% below its 10-year median of 17.66. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 50% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Qualicorp Consultoria E Corretora De Seguros's Net Income for the three months ended in Mar. 2026 was R$19 Mil. Qualicorp Consultoria E Corretora De Seguros's Revenue for the three months ended in Mar. 2026 was R$334 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's net margin for the quarter that ended in Mar. 2026 was 5.57%.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's Net Margin % or its related term are showing as below:

BSP:QUAL3' s Net Margin % Range Over the Past 10 Years
Min: -4.71   Med: 17.66   Max: 20.6
Current: 1.08


BSP:QUAL3's Net Margin % is ranked better than
50% of 18 companies
in the Healthcare Plans industry
Industry Median: 0.95 vs BSP:QUAL3: 1.08

Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Qualicorp Consultoria E Corretora De Seguros Net Margin % Related Terms


Qualicorp Consultoria E Corretora De Seguros Net Margin % Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Net Margin % Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.45 4.76 -4.71 0.43 0.75

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.88 5.07 3.29 -9.41 5.57

BSP:QUAL3 vs UNH, CVS, ELV: Net Margin % Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Net Margin % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Net Margin % distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Net Margin % falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Qualicorp Consultoria E Corretora De Seguros's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10.665/1426.845
=0.75 %

Qualicorp Consultoria E Corretora De Seguros's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=18.635/334.459
=5.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 5.57% mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Net Margin % of 5.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 68% below median its historical median of 17.66. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 18 companies in the Healthcare Plans industry, placing it in the top 50%.
Is Qualicorp Consultoria E Corretora De Seguros' Net Margin % too high?
Qualicorp Consultoria E Corretora De Seguros' current Net Margin % of 5.57% is 68% below median its 10-year median of 17.66. The Healthcare Plans industry median Net Margin % is 0.95. Qualicorp Consultoria E Corretora De Seguros' value of 5.57% is 486.3% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 18 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Net Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #9 out of 18 companies for Net Margin %. This puts Qualicorp Consultoria E Corretora De Seguros in the upper half of its industry. The industry median Net Margin % is 0.95. Qualicorp Consultoria E Corretora De Seguros' value of 5.57% is 486.3% above this benchmark. While the company's 10-year median is 17.66 vs. the industry median of 0.95, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Healthcare Plans company?
The median Net Margin % among Healthcare Plans companies is 0.95, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Net Margin % of 5.57% is 486.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Net Margin % is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Net Margin % is 5.57%, which is 68% below median its own 10-year median of 17.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current Net Margin % is 5.57%, which is 68% below median its 10-year median of 17.66 and 486.3% above the Healthcare Plans industry median of 0.95. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Net Margin % is 5.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Net Margin %: 5.57% (68% below median its 10-year median of 17.66)
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 486.3% above the Healthcare Plans median (#9 of 18)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value