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Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Qualicorp Consultoria E Corretora De Seguros's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1,490.51%.
BSP:QUAL3's ROC (Joel Greenblatt) % is ranked better than 86.67% of 15
companies
in the Healthcare Plans industry
Industry Median: 74.9
vs BSP:QUAL3: 1418.73
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qualicorp Consultoria E Corretora De Seguros ROC (Joel Greenblatt) % Chart
Qualicorp Consultoria E Corretora De Seguros Annual Data
BSP:QUAL3 vs UNH, CVS, ELV: ROC (Joel Greenblatt) % Comparison
For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualicorp Consultoria E Corretora De Seguros ROC (Joel Greenblatt) % vs Healthcare Plans Industry
Qualicorp Consultoria E Corretora De Seguros ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 1,490.51% mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a ROC (Joel Greenblatt) % of 1,490.51% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 90% above median its historical median of 783.59. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' ROC (Joel Greenblatt) % has ranged from 348.93 to 1,418.73. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #2 out of 15 companies in the Healthcare Plans industry, placing it in the top 13.3%.
Is Qualicorp Consultoria E Corretora De Seguros' ROC (Joel Greenblatt) % too high?
Qualicorp Consultoria E Corretora De Seguros' current ROC (Joel Greenblatt) % of 1,490.51% is 90% above median its 10-year median of 783.59. Over the past 10 years, this metric has ranged from a low of 348.93 to a high of 1,418.73. The Healthcare Plans industry median ROC (Joel Greenblatt) % is 74.90. Qualicorp Consultoria E Corretora De Seguros' value of 1,490.51% is 1890% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #2 out of 15 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' ROC (Joel Greenblatt) % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #2 out of 15 companies for ROC (Joel Greenblatt) %. This places Qualicorp Consultoria E Corretora De Seguros in the top 13% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 74.90. Qualicorp Consultoria E Corretora De Seguros' value of 1,490.51% is 1890% above this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own ROC (Joel Greenblatt) % has ranged from 348.93 to 1,418.73 over the past decade. While the company's 10-year median is 783.59 vs. the industry median of 74.90, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Healthcare Plans company?
The median ROC (Joel Greenblatt) % among Healthcare Plans companies is 74.90, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current ROC (Joel Greenblatt) % of 1,490.51% is 1890% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median ROC (Joel Greenblatt) % is 74.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current ROC (Joel Greenblatt) % is 1,490.51%, which is 90% above median its own 10-year median of 783.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.85, compared to a current price of R$1.61 — trading 13% below its estimated fair value. The current ROC (Joel Greenblatt) % is 1,490.51%, which is 90% above median its 10-year median of 783.59 and 1890% above the Healthcare Plans industry median of 74.90. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current ROC (Joel Greenblatt) % is 1,490.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued.
The current stock price of R$1.61 is trading 13% below its estimated GF Value™ of R$1.85.
GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.
Key valuation signals for BSP:QUAL3:
ROC (Joel Greenblatt) %: 1,490.51% (90% above median its 10-year median of 783.59)
GF Value™: R$1.85 vs. price of R$1.61 (13% below fair value)
Industry Position: 1890% above the Healthcare Plans median (#2 of 15)
No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score
Get the complete analysis for BSP:QUAL3
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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