Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) GF Value Rank: 7 (As of Aug. 18, 2026) — 40% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
66 GF Score
Price R$1.72
GF Value R$1.84
Valuation Fairly Valued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros GF Value Rank?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.99% 66 GF Value Rank is 7 as of Aug. 18, 2026, which is 40% above its 10-year median of 5.00. GuruFocus rates BSP:QUAL3 with a GF Score™ of 66/100 and a GF Value™ of R$1.84 (Fairly Valued). The stock has 4 warning signs investors should review.

Qualicorp Consultoria E Corretora De Seguros has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Qualicorp Consultoria E Corretora De Seguros GF Value Rank Related Terms


BSP:QUAL3 vs UNH, CVS, ELV: GF Value Rank Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros GF Value Rank vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's GF Value Rank falls into.


BSP:QUAL3
66GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a GF Value Rank of 7 as of Aug. 18, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 40% above median its historical median of 5.00. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' GF Value Rank has ranged from 2.00 to 10.00.
Is Qualicorp Consultoria E Corretora De Seguros' GF Value Rank too high?
Qualicorp Consultoria E Corretora De Seguros' current GF Value Rank of 7 is 40% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' GF Value Rank compare to UNH and CVS?
Qualicorp Consultoria E Corretora De Seguros' GF Value Rank of 7 can be compared against companies in the Healthcare Plans industry. Historically, Qualicorp Consultoria E Corretora De Seguros' own GF Value Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Healthcare Plans company?
A good GF Value Rank depends on the Healthcare Plans industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. Qualicorp Consultoria E Corretora De Seguros's current GF Value Rank is 7, which is 40% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Fairly Valued. The stock's GF Value™ is R$1.84, compared to a current price of R$1.72 — trading 6.5% below its estimated fair value. The current GF Value Rank is 7, which is 40% above median its 10-year median of 5.00. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current GF Value Rank is 7 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.72 is trading 6.5% below its estimated GF Value™ of R$1.84. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Fairly Valued.

Key valuation signals for BSP:QUAL3:

  • GF Value Rank: 7 (40% above median its 10-year median of 5.00)
  • GF Value™: R$1.84 vs. price of R$1.72 (6.5% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
66GF Score

Get the complete analysis for BSP:QUAL3

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.72
Price
R$1.84
GF Value