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SLM (SLM) Shiller PE Ratio : 16.66 (As of Jul. 07, 2025)


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What is SLM Shiller PE Ratio?

As of today (2025-07-07), SLM's current share price is $34.16. SLM's E10 for the quarter that ended in Mar. 2025 was $2.05. SLM's Shiller PE Ratio for today is 16.66.

The historical rank and industry rank for SLM's Shiller PE Ratio or its related term are showing as below:

SLM' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.63   Med: 13.74   Max: 142.22
Current: 16.66

During the past years, SLM's highest Shiller PE Ratio was 142.22. The lowest was 6.63. And the median was 13.74.

SLM's Shiller PE Ratio is ranked worse than
52.74% of 328 companies
in the Credit Services industry
Industry Median: 15.54 vs SLM: 16.66

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SLM's adjusted earnings per share data for the three months ended in Mar. 2025 was $1.400. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.05 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


SLM Shiller PE Ratio Historical Data

The historical data trend for SLM's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SLM Shiller PE Ratio Chart

SLM Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.16 15.12 11.08 11.68 14.55

SLM Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.25 11.01 12.37 14.55 14.34

Competitive Comparison of SLM's Shiller PE Ratio

For the Credit Services subindustry, SLM's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SLM's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SLM's Shiller PE Ratio falls into.


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SLM Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SLM's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=34.16/2.05
=16.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, SLM's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.4/134.9266*134.9266
=1.400

Current CPI (Mar. 2025) = 134.9266.

SLM Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201506 0.200 100.684 0.268
201509 0.090 100.392 0.121
201512 0.200 99.792 0.270
201603 0.140 100.470 0.188
201606 0.120 101.688 0.159
201609 0.120 101.861 0.159
201612 0.150 101.863 0.199
201703 0.200 102.862 0.262
201706 0.150 103.349 0.196
201709 0.170 104.136 0.220
201712 0.100 104.011 0.130
201803 0.280 105.290 0.359
201806 0.240 106.317 0.305
201809 0.230 106.507 0.291
201812 0.330 105.998 0.420
201903 0.350 107.251 0.440
201906 0.340 108.070 0.424
201909 0.290 108.329 0.361
201912 0.320 108.420 0.398
202003 0.870 108.902 1.078
202006 -0.230 108.767 -0.285
202009 0.450 109.815 0.553
202012 1.130 109.897 1.387
202103 1.750 111.754 2.113
202106 0.440 114.631 0.518
202109 0.240 115.734 0.280
202112 1.040 117.630 1.193
202203 0.450 121.301 0.501
202206 1.290 125.017 1.392
202209 0.290 125.227 0.312
202212 -0.330 125.222 -0.356
202303 0.470 127.348 0.498
202306 1.100 128.729 1.153
202309 0.110 129.860 0.114
202312 0.720 129.419 0.751
202403 1.270 131.776 1.300
202406 1.110 132.554 1.130
202409 -0.230 133.029 -0.233
202412 0.500 133.157 0.507
202503 1.400 134.927 1.400

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SLM  (NAS:SLM) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


SLM Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of SLM's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SLM Business Description

Traded in Other Exchanges
Address
300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. It business is to originate and service loans to students and their families to finance the cost of their education. The provide Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
Executives
Robert S. Strong director 300 CONTINENTAL DR., NEWARK DE 19713
Kerri A. Palmer officer: EVP & Chief Risk and Comp Off 300 CONTINENTAL DRIVE, NEWARK DE 19713
Donna F Vieira officer: EVP & Chief Marketing Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Ted Manvitz director 300 CONTINENTAL DRIVE, NEWARK DE 19713
Richard Scott Blackley director 1680 CAPITAL ONE DRIVE, MCLEAN VA 22102
Nicolas Jafarieh officer: SVP, General Counsel SLM CORPORATION, 300 CONTINENTAL DRIVE, NEWARK DE 19713
Munish Pahwa officer: Chief Risk Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Jonathan Boyles officer: SVP & Controller 300 CONTINENTAL DRIVE., NEWARK DE 19713
Peter M Graham officer: EVP 150 CORPORATE BLVD, NORFOLK VA 23502
Steven Mcgarry officer: Chief Financial Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Samuel Theron Ramsey director 6612 SAIN MILLING ROAD, VALE NC 28168
Franke Mary Carter Warren director 300 CONTINENTAL DRIVE, NEWARK DE 19713
Paul F Thome officer: EVP & Chief Admin Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Daniel P Kennedy officer: SVP, Chief Operational Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Jonathan W. Witter director, officer: CEO 1680 CAPITAL ONE DRIVE, MCLEAN VA 22102