Integrated System Credit Consulting Fintech SpA (MIL:ISC) Accounts Payable & Accrued Expense: €3.05 Mil (As of Dec. 2025)

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MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
66 GF Score
Price €0.80
GF Value €2.70
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Accounts Payable & Accrued Expense?

Integrated System Credit Consulting Fintech SpA MIL:ISC 66 Accounts Payable & Accrued Expense is €3.05 Mil as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 66/100 and a GF Value™ of €2.70 (Possible Value Trap). The stock has 3 warning signs investors should review.

Integrated System Credit Consulting Fintech SpA's quarterly accounts payable & accrued expense increased from Dec. 2024 (€3.27 Mil) to Jun. 2025 (€3.44 Mil) but then declined from Jun. 2025 (€3.44 Mil) to Dec. 2025 (€3.05 Mil).

Integrated System Credit Consulting Fintech SpA's annual accounts payable & accrued expense increased from Dec. 2023 (€3.11 Mil) to Dec. 2024 (€3.27 Mil) but then declined from Dec. 2024 (€3.27 Mil) to Dec. 2025 (€3.05 Mil).

Integrated System Credit Consulting Fintech SpA Accounts Payable & Accrued Expense Historical Data

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The historical data trend for Integrated System Credit Consulting Fintech SpA's Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Accounts Payable & Accrued Expense Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial 1.65 1.54 3.11 3.27 3.05

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.07 3.27 3.44 3.05
MIL:ISC
66GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Accounts Payable & Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Integrated System Credit Consulting Fintech SpA Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of €3.05 Mil mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Accounts Payable & Accrued Expense of €3.05 Mil as of Dec. 2025. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors.
Is Integrated System Credit Consulting Fintech SpA's Accounts Payable & Accrued Expense too high?
Integrated System Credit Consulting Fintech SpA's current Accounts Payable & Accrued Expense is €3.05 Mil. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Accounts Payable & Accrued Expense compare to V and MA?
Integrated System Credit Consulting Fintech SpA's Accounts Payable & Accrued Expense of €3.05 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Credit Services company?
A good Accounts Payable & Accrued Expense depends on the Credit Services industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. Integrated System Credit Consulting Fintech SpA's current Accounts Payable & Accrued Expense is €3.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.70, compared to a current price of €0.80 — trading 70.4% below its estimated fair value. The current Accounts Payable & Accrued Expense is €3.05 Mil. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Accounts Payable & Accrued Expense is €3.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.80 is trading 70.4% below its estimated GF Value™ of €2.70. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Accounts Payable & Accrued Expense: €3.05 Mil
  • GF Value™: €2.70 vs. price of €0.80 (70.4% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
66GF Score

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Accounts Payable & Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.80
Price
€2.70
GF Value