Integrated System Credit Consulting Fintech SpA (MIL:ISC) Earnings per Share (Diluted): €-0.18 (TTM As of Dec. 2025)


MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
60 GF Score
Price €0.80
GF Value €2.65
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Earnings per Share (Diluted)?

Integrated System Credit Consulting Fintech SpA MIL:ISC -5.88% 60 Earnings per Share (Diluted) is €-0.18 as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 60/100 and a GF Value™ of €2.65 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 428 Credit Services companies, Integrated System Credit Consulting Fintech SpA ranks worse than 233644.63% on this metric.

Integrated System Credit Consulting Fintech SpA's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was €-0.11. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.18.

Integrated System Credit Consulting Fintech SpA's EPS (Basic) for the six months ended in Dec. 2025 was €-0.11. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.18.

Integrated System Credit Consulting Fintech SpA's EPS without NRI for the six months ended in Dec. 2025 was €-0.09. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.15.

During the past 12 months, Integrated System Credit Consulting Fintech SpA's average EPS without NRIGrowth Rate was -272.70% per year.

During the past 6 years, Integrated System Credit Consulting Fintech SpA's highest 3-Year average EPS without NRI Growth Rate was -216.20% per year. The lowest was -216.20% per year. And the median was -216.20% per year.


Integrated System Credit Consulting Fintech SpA  (MIL:ISC) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Integrated System Credit Consulting Fintech SpA Earnings per Share (Diluted) Related Terms


Integrated System Credit Consulting Fintech SpA Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Integrated System Credit Consulting Fintech SpA's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Earnings per Share (Diluted) Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial -0.03 -0.01 -0.26 0.08 -0.18

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.15 0.06 0.02 -0.07 -0.11

MIL:ISC vs V, MA, AXP: Earnings per Share (Diluted) Comparison

For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Integrated System Credit Consulting Fintech SpA PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Integrated System Credit Consulting Fintech SpA's PE Ratio distribution charts can be found below:

* The bar in red indicates where Integrated System Credit Consulting Fintech SpA's PE Ratio falls into.


MIL:ISC
60GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Integrated System Credit Consulting Fintech SpA Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Integrated System Credit Consulting Fintech SpA's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(-2.276-0)/12.900
=-0.18

Integrated System Credit Consulting Fintech SpA's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(-1.405-0)/12.900
=-0.11

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of €-0.18 mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Earnings per Share (Diluted) of €-0.18 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. According to the industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #999999 out of 428 companies in the Credit Services industry.
Is Integrated System Credit Consulting Fintech SpA's Earnings per Share (Diluted) too high?
Integrated System Credit Consulting Fintech SpA's current Earnings per Share (Diluted) is €-0.18. Based on the distribution chart, Integrated System Credit Consulting Fintech SpA ranks #999999 out of 428 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Earnings per Share (Diluted) compare to V and MA?
According to the Credit Services industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #999999 out of 428 companies for Earnings per Share (Diluted). This places Integrated System Credit Consulting Fintech SpA in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated System Credit Consulting Fintech SpA's current Earnings per Share (Diluted) is €-0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.65, compared to a current price of €0.80 — trading 69.8% below its estimated fair value. The current Earnings per Share (Diluted) is €-0.18. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Earnings per Share (Diluted) is €-0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.80 is trading 69.8% below its estimated GF Value™ of €2.65. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Earnings per Share (Diluted): €-0.18
  • GF Value™: €2.65 vs. price of €0.80 (69.8% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
60GF Score

Get the complete analysis for MIL:ISC

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.80
Price
€2.65
GF Value