Integrated System Credit Consulting Fintech SpA (MIL:ISC) Long-Term Capital Lease Obligation: €0.00 Mil (As of Dec. 2025)

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Integrated System Credit Consulting Fintech SpA MIL:ISC

65 GF Score

Price €0.97

GF Value €2.85

Valuation Possible Value Trap

5 Warning Signs

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What is Integrated System Credit Consulting Fintech SpA Long-Term Capital Lease Obligation?

Integrated System Credit Consulting Fintech SpA MIL:ISC 65 Long-Term Capital Lease Obligation is €0.00 Mil as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 65/100 and a GF Value™ of €2.85 (Possible Value Trap). The stock has 5 warning signs investors should review.

Integrated System Credit Consulting Fintech SpA's Long-Term Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil.

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Integrated System Credit Consulting Fintech SpA (MIL:ISC) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

Integrated System Credit Consulting Fintech SpA Long-Term Capital Lease Obligation Related Terms

Integrated System Credit Consulting Fintech SpA Long-Term Capital Lease Obligation Historical Data

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The historical data trend for Integrated System Credit Consulting Fintech SpA's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Long-Term Capital Lease Obligation Chart

Integrated System Credit Consulting Fintech SpA Annual Data

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Long-Term Capital Lease Obligation

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Integrated System Credit Consulting Fintech SpA Semi-Annual Data
	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Long-Term Capital Lease Obligation	Get a 7-Day Free Trial							0.00	0.00	0.00	0.00	0.00

65GF Score

Integrated System Credit Consulting Fintech SpA MIL:ISC

Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.

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Frequently Asked Questions Learn more about Long-Term Capital Lease Obligation →

What does a Long-Term Capital Lease Obligation of €0.00 Mil mean?

Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Long-Term Capital Lease Obligation of €0.00 Mil as of Dec. 2025. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors.

Is Integrated System Credit Consulting Fintech SpA's Long-Term Capital Lease Obligation too high?

Integrated System Credit Consulting Fintech SpA's current Long-Term Capital Lease Obligation is €0.00 Mil. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Integrated System Credit Consulting Fintech SpA's Long-Term Capital Lease Obligation compare to V and MA?

Integrated System Credit Consulting Fintech SpA's Long-Term Capital Lease Obligation of €0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Long-Term Capital Lease Obligation for a Credit Services company?

A good Long-Term Capital Lease Obligation depends on the Credit Services industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Long-Term Capital Lease Obligation mean?

A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. Integrated System Credit Consulting Fintech SpA's current Long-Term Capital Lease Obligation is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.85, compared to a current price of €0.97 — trading 66.1% below its estimated fair value. The current Long-Term Capital Lease Obligation is €0.00 Mil. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Long-Term Capital Lease Obligation calculated?

Long-Term Capital Lease Obligation is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Long-Term Capital Lease Obligation is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.97 is trading 66.1% below its estimated GF Value™ of €2.85. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

Long-Term Capital Lease Obligation: €0.00 Mil
GF Value™: €2.85 vs. price of €0.97 (66.1% below fair value)
GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

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