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Integrated System Credit Consulting Fintech SpA's operating cash flow per share for the
six
months ended in Dec. 2025 was €-0.07.
Integrated System Credit Consulting Fintech SpA's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.10.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Integrated System Credit Consulting Fintech SpA was -539.10% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 44.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
MIL:ISC'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -36.1 Med: 4.3 Max: 44.7
Current: 44.7
During the past 6 years, Integrated System Credit Consulting Fintech SpA's highest 3-Year average Operating Cash Flow per Share Growth Rate was 44.70% per year. The lowest was -36.10% per year. And the median was 4.30% per year.
MIL:ISC's 3-Year OCF Growth Rate is ranked better than 84.29% of 312
companies
in the Credit Services industry
Industry Median: 0.15
vs MIL:ISC: 44.70
Integrated System Credit Consulting Fintech SpA Operating Cash Flow per Share Related Terms
Integrated System Credit Consulting Fintech SpA Operating Cash Flow per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Integrated System Credit Consulting Fintech SpA Operating Cash Flow per Share Chart
Integrated System Credit Consulting Fintech SpA Annual Data
MIL:ISC vs V, MA, AXP: Operating Cash Flow per Share Comparison
For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow vs Credit Services Industry
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-0.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of €-0.10 mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Operating Cash Flow per Share of €-0.10 as of Dec. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. According to the industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #49 out of 312 companies in the Credit Services industry, placing it in the top 15.7%.
Is Integrated System Credit Consulting Fintech SpA's Operating Cash Flow per Share too high?
Integrated System Credit Consulting Fintech SpA's current Operating Cash Flow per Share is €-0.10. Based on the distribution chart, Integrated System Credit Consulting Fintech SpA ranks #49 out of 312 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Operating Cash Flow per Share compare to V and MA?
According to the Credit Services industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #49 out of 312 companies for Operating Cash Flow per Share. This places Integrated System Credit Consulting Fintech SpA in the top 16% of its industry — outperforming the majority of peers. The industry median Operating Cash Flow per Share is 0.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Credit Services company?
The median Operating Cash Flow per Share among Credit Services companies is 0.15, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. For the Credit Services industry, the median Operating Cash Flow per Share is 0.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated System Credit Consulting Fintech SpA's current Operating Cash Flow per Share is €-0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.70, compared to a current price of €0.80 — trading 70.4% below its estimated fair value. The current Operating Cash Flow per Share is €-0.10. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Operating Cash Flow per Share is €-0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued.
The current stock price of €0.80 is trading 70.4% below its estimated GF Value™ of €2.70.
GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.
Key valuation signals for MIL:ISC:
Operating Cash Flow per Share: €-0.10
GF Value™: €2.70 vs. price of €0.80 (70.4% below fair value)
No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Integrated System Credit Consulting Fintech SpA Business Description
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