Integrated System Credit Consulting Fintech SpA (MIL:ISC) EV-to-Revenue: 2.31 (As of Aug. 07, 2026) — 76% Below Median

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MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
62 GF Score
Price €0.89
GF Value €2.75
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Integrated System Credit Consulting Fintech SpA EV-to-Revenue?

Integrated System Credit Consulting Fintech SpA MIL:ISC +7.75% 62 EV-to-Revenue is 2.31 as of Aug. 07, 2026, which is 76% below its 10-year median of 9.75. GuruFocus rates MIL:ISC with a GF Score™ of 62/100 and a GF Value™ of €2.75 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 529 Credit Services companies, Integrated System Credit Consulting Fintech SpA ranks better than 83.18% on this metric.

EV-to-Revenue is calculated as enterprise value divided by its revenue. As of today, Integrated System Credit Consulting Fintech SpA's enterprise value is €12.21 Mil. Integrated System Credit Consulting Fintech SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €5.29 Mil. Therefore, Integrated System Credit Consulting Fintech SpA's EV-to-Revenue for today is 2.31.

The historical rank and industry rank for Integrated System Credit Consulting Fintech SpA's EV-to-Revenue or its related term are showing as below:

MIL:ISC' s EV-to-Revenue Range Over the Past 10 Years
Min: 1.39   Med: 9.75   Max: 299.08
Current: 2.31

During the past 6 years, the highest EV-to-Revenue of Integrated System Credit Consulting Fintech SpA was 299.08. The lowest was 1.39. And the median was 9.75.

MIL:ISC's EV-to-Revenue is ranked better than
83.18% of 529 companies
in the Credit Services industry
Industry Median: 5.98 vs MIL:ISC: 2.31

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

As of today (2026-08-07), Integrated System Credit Consulting Fintech SpA's stock price is €0.89. Integrated System Credit Consulting Fintech SpA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.41. Therefore, Integrated System Credit Consulting Fintech SpA's PS Ratio for today is 2.17.


Integrated System Credit Consulting Fintech SpA  (MIL:ISC) EV-to-Revenue Explanation

The reason Enterprise Value is used is because Enterprise Value is more real in reflecting how much an investor pays when buying a company. For detais, go to Enterprise Value.

Integrated System Credit Consulting Fintech SpA's PS Ratiofor today is calculated as:

PS Ratio=Share Price (Today)/Revenue per Share (TTM)
=0.89/0.41
=2.17

Integrated System Credit Consulting Fintech SpA's share price for today is €0.89.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. {COMPANY->company}'s Revenue per Sharefor the trailing twelve months (TTM) ended in Dec. 2025 was €0.41.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Integrated System Credit Consulting Fintech SpA EV-to-Revenue Related Terms


Integrated System Credit Consulting Fintech SpA EV-to-Revenue Historical Data

* Premium members only.

The historical data trend for Integrated System Credit Consulting Fintech SpA's EV-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA EV-to-Revenue Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-Revenue
Get a 7-Day Free Trial 39.62 14.07 18.07 2.95 2.50

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.07 0.00 2.95 0.00 2.50

MIL:ISC vs V, MA, AXP: EV-to-Revenue Comparison

For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's EV-to-Revenue, along with its competitors' market caps and EV-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Integrated System Credit Consulting Fintech SpA EV-to-Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Integrated System Credit Consulting Fintech SpA's EV-to-Revenue distribution charts can be found below:

* The bar in red indicates where Integrated System Credit Consulting Fintech SpA's EV-to-Revenue falls into.


MIL:ISC
62GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
EV-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Integrated System Credit Consulting Fintech SpA EV-to-Revenue Calculation

EV-to-Revenue is a similar ratio to PS Ratio, except here Enterprise Value instead of Market Cap is used in the calculation.

Integrated System Credit Consulting Fintech SpA's EV-to-Revenue for today is calculated as:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=12.210/5.288
=2.31

Integrated System Credit Consulting Fintech SpA's current Enterprise Value is €12.21 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Integrated System Credit Consulting Fintech SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €5.29 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-Revenue →
What does a EV-to-Revenue of 2.31 mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a EV-to-Revenue of 2.31 as of Aug. 07, 2026. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. This is 76% below median its historical median of 9.75. Over the past decade, Integrated System Credit Consulting Fintech SpA's EV-to-Revenue has ranged from 1.39 to 299.08. According to the industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #89 out of 529 companies in the Credit Services industry, placing it in the top 16.8%.
Is Integrated System Credit Consulting Fintech SpA's EV-to-Revenue too high?
Integrated System Credit Consulting Fintech SpA's current EV-to-Revenue of 2.31 is 76% below median its 10-year median of 9.75. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 299.08. The Credit Services industry median EV-to-Revenue is 5.98. Integrated System Credit Consulting Fintech SpA's value of 2.31 is 61.4% below this industry median. Based on the distribution chart, Integrated System Credit Consulting Fintech SpA ranks #89 out of 529 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's EV-to-Revenue compare to V and MA?
According to the Credit Services industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #89 out of 529 companies for EV-to-Revenue. This places Integrated System Credit Consulting Fintech SpA in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-Revenue is 5.98. Integrated System Credit Consulting Fintech SpA's value of 2.31 is 61.4% below this benchmark. Historically, Integrated System Credit Consulting Fintech SpA's own EV-to-Revenue has ranged from 1.39 to 299.08 over the past decade. While the company's 10-year median is 9.75 vs. the industry median of 5.98, Integrated System Credit Consulting Fintech SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-Revenue for a Credit Services company?
The median EV-to-Revenue among Credit Services companies is 5.98, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-Revenue significantly above this median, while those in the bottom quartile fall well below. However, EV-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Integrated System Credit Consulting Fintech SpA's current EV-to-Revenue of 2.31 is 61.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-Revenue mean?
A high EV-to-Revenue can signal that a stock is expensive relative to its fundamentals. EV to Revenue ratio is the company's enterprise value divided by sales. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. For the Credit Services industry, the median EV-to-Revenue is 5.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated System Credit Consulting Fintech SpA's current EV-to-Revenue is 2.31, which is 76% below median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.75, compared to a current price of €0.89 — trading 67.6% below its estimated fair value. The current EV-to-Revenue is 2.31, which is 76% below median its 10-year median of 9.75 and 61.4% below the Credit Services industry median of 5.98. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-Revenue calculated?
EV-to-Revenue is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current EV-to-Revenue is 2.31 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.89 is trading 67.6% below its estimated GF Value™ of €2.75. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • EV-to-Revenue: 2.31 (76% below median its 10-year median of 9.75)
  • GF Value™: €2.75 vs. price of €0.89 (67.6% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 61.4% below the Credit Services median (#89 of 529)

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
62GF Score

Get the complete analysis for MIL:ISC

EV-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.89
Price
€2.75
GF Value