Integrated System Credit Consulting Fintech SpA (MIL:ISC) Interest Expense: €-0.03 Mil (TTM As of Dec. 2025)


MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
60 GF Score
Price €0.90
GF Value €2.62
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Interest Expense?

Integrated System Credit Consulting Fintech SpA MIL:ISC -3.02% 60 Interest Expense is €-0.03 Mil as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 60/100 and a GF Value™ of €2.62 (Possible Value Trap). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Integrated System Credit Consulting Fintech SpA's interest expense for the six months ended in Dec. 2025 was € -0.01 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.03 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Integrated System Credit Consulting Fintech SpA's Operating Income for the six months ended in Dec. 2025 was € -1.02 Mil. Integrated System Credit Consulting Fintech SpA's Interest Expense for the six months ended in Dec. 2025 was € -0.01 Mil. Integrated System Credit Consulting Fintech SpA did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Integrated System Credit Consulting Fintech SpA  (MIL:ISC) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Integrated System Credit Consulting Fintech SpA's Interest Expense for the six months ended in Dec. 2025 was €-0.01 Mil. Its Operating Income for the six months ended in Dec. 2025 was €-1.02 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was €1.35 Mil.

Integrated System Credit Consulting Fintech SpA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Integrated System Credit Consulting Fintech SpA did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Integrated System Credit Consulting Fintech SpA Interest Expense Historical Data

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The historical data trend for Integrated System Credit Consulting Fintech SpA's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Interest Expense Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.03 -0.03 -0.03 -0.03 -0.03

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.02 -0.01 -0.01 -0.01 -0.01
MIL:ISC
60GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Integrated System Credit Consulting Fintech SpA Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-0.03 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-0.03 Mil mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Interest Expense of €-0.03 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors.
Is Integrated System Credit Consulting Fintech SpA's Interest Expense too high?
Integrated System Credit Consulting Fintech SpA's current Interest Expense is €-0.03 Mil. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Interest Expense compare to V and MA?
Integrated System Credit Consulting Fintech SpA's Interest Expense of €-0.03 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. Integrated System Credit Consulting Fintech SpA's current Interest Expense is €-0.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.62, compared to a current price of €0.90 — trading 65.6% below its estimated fair value. The current Interest Expense is €-0.03 Mil. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Interest Expense is €-0.03 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.90 is trading 65.6% below its estimated GF Value™ of €2.62. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Interest Expense: €-0.03 Mil
  • GF Value™: €2.62 vs. price of €0.90 (65.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
60GF Score

Get the complete analysis for MIL:ISC

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.90
Price
€2.62
GF Value