* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Integrated System Credit Consulting Fintech SpA Days Sales Outstanding Chart
Integrated System Credit Consulting Fintech SpA Annual Data
MIL:ISC vs V, MA, AXP: Days Sales Outstanding Comparison
For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Integrated System Credit Consulting Fintech SpA Days Sales Outstanding vs Credit Services Industry
Integrated System Credit Consulting Fintech SpA Days Sales Outstanding Calculation
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Days Sales Outstanding of 52.45 as of Dec. 2025. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. This is 132% above median its historical median of 22.63. Over the past decade, Integrated System Credit Consulting Fintech SpA's Days Sales Outstanding has ranged from 2.83 to 49.56. According to the industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #159 out of 295 companies in the Credit Services industry, placing it in the top 53.9%.
Is Integrated System Credit Consulting Fintech SpA's Days Sales Outstanding too high?
Integrated System Credit Consulting Fintech SpA's current Days Sales Outstanding of 52.45 is 132% above median its 10-year median of 22.63. Over the past 10 years, this metric has ranged from a low of 2.83 to a high of 49.56. The Credit Services industry median Days Sales Outstanding is 40.98. Integrated System Credit Consulting Fintech SpA's value of 52.45 is 28% above this industry median. Based on the distribution chart, Integrated System Credit Consulting Fintech SpA ranks #159 out of 295 companies in the Credit Services industry, which is below the industry midpoint. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #159 out of 295 companies for Days Sales Outstanding. This places Integrated System Credit Consulting Fintech SpA in the lower half of its industry. The industry median Days Sales Outstanding is 40.98. Integrated System Credit Consulting Fintech SpA's value of 52.45 is 28% above this benchmark. Historically, Integrated System Credit Consulting Fintech SpA's own Days Sales Outstanding has ranged from 2.83 to 49.56 over the past decade. While the company's 10-year median is 22.63 vs. the industry median of 40.98, Integrated System Credit Consulting Fintech SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 40.98, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Integrated System Credit Consulting Fintech SpA's current Days Sales Outstanding of 52.45 is 28% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 40.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated System Credit Consulting Fintech SpA's current Days Sales Outstanding is 52.45, which is 132% above median its own 10-year median of 22.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.66, compared to a current price of €0.80 — trading 69.9% below its estimated fair value. The current Days Sales Outstanding is 52.45, which is 132% above median its 10-year median of 22.63 and 28% above the Credit Services industry median of 40.98. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Days Sales Outstanding is 52.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued.
The current stock price of €0.80 is trading 69.9% below its estimated GF Value™ of €2.66.
GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.
Key valuation signals for MIL:ISC:
Days Sales Outstanding: 52.45 (132% above median its 10-year median of 22.63)
GF Value™: €2.66 vs. price of €0.80 (69.9% below fair value)
Industry Position: 28% above the Credit Services median (#159 of 295)
No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Integrated System Credit Consulting Fintech SpA Business Description
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