Integrated System Credit Consulting Fintech SpA (MIL:ISC) Price-to-Operating-Cash-Flow: (As of Aug. 13, 2026)

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MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
60 GF Score
Price €0.99
GF Value €2.76
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow?

As of today (2026-08-13), Integrated System Credit Consulting Fintech SpA's share price is €0.99. Integrated System Credit Consulting Fintech SpA's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.10. Hence, Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow Ratio for today is .

The historical rank and industry rank for Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow or its related term are showing as below:

During the past 6 years, Integrated System Credit Consulting Fintech SpA's highest Price-to-Operating-Cash-Flow Ratio was 95.65. The lowest was 42.17. And the median was 63.04.

MIL:ISC's Price-to-Operating-Cash-Flow is not ranked *
in the Credit Services industry.
Industry Median: 6.2
* Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.

Integrated System Credit Consulting Fintech SpA's Cash Flow from Operations per share for the six months ended in Dec. 2025 was €-0.07. Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.10.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Integrated System Credit Consulting Fintech SpA was -539.10% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 44.70% per year.

During the past 6 years, Integrated System Credit Consulting Fintech SpA's highest 3-Year average Operating Cash Flow per Share Growth Rate was 44.70% per year. The lowest was -36.10% per year. And the median was 4.30% per year.

Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow Related Terms

Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow Historical Data

* Premium members only.

The historical data trend for Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Operating-Cash-Flow
Get a 7-Day Free Trial 0.00 0.00 0.00 87.83 0.00

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Price-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 87.83 0.00 0.00

MIL:ISC vs V, MA, AXP: Price-to-Operating-Cash-Flow Comparison

For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow falls into.


MIL:ISC
60GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Price-to-Operating-Cash-Flow is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Integrated System Credit Consulting Fintech SpA Price-to-Operating-Cash-Flow Calculation

Integrated System Credit Consulting Fintech SpA's Price-to-Operating-Cash-Flow ratio for today is calculated as

Price-to-Operating-Cash-Flow Ratio=Share Price/Cash Flow from Operations per share (TTM)
=0.99/-0.101
=

Integrated System Credit Consulting Fintech SpA's Share Price of today is €0.99.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Integrated System Credit Consulting Fintech SpA's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.10.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Cash Flow from Operations per share is calculated as Cash Flow from Operations divided by Shares Outstanding (Diluted Average).

It can also be calculated from the numbers for the whole company:

Price-to-Operating-Cash-Flow Ratio=Market Cap/Cash Flow from Operations

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.99 is trading 64.1% below its estimated GF Value™ of €2.76. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Price-to-Operating-Cash-Flow:
  • GF Value™: €2.76 vs. price of €0.99 (64.1% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
60GF Score

Get the complete analysis for MIL:ISC

Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.99
Price
€2.76
GF Value