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During the past 12 months, Integrated System Credit Consulting Fintech SpA's average Revenue per Share Growth Rate was -38.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 77.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 6 years, the highest 3-Year average Revenue per Share Growth Rate of Integrated System Credit Consulting Fintech SpA was 119.20% per year. The lowest was 5.90% per year. And the median was 79.40% per year.
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Integrated System Credit Consulting Fintech SpA 3-Year Revenue Growth Rate Related Terms
MIL:ISC vs V, MA, AXP: 3-Year Revenue Growth Rate Comparison
For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Integrated System Credit Consulting Fintech SpA 3-Year Revenue Growth Rate vs Credit Services Industry
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 5.90% mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a 3-Year Revenue Growth Rate of 5.90% as of Dec. 2025. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Integrated System Credit Consulting Fintech SpA and its competitors. This is 93% below median its historical median of 79.40. Over the past decade, Integrated System Credit Consulting Fintech SpA's 3-Year Revenue Growth Rate has ranged from 5.90 to 119.20. According to the industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #294 out of 506 companies in the Credit Services industry, placing it in the top 58.1%.
Is Integrated System Credit Consulting Fintech SpA's 3-Year Revenue Growth Rate too high?
Integrated System Credit Consulting Fintech SpA's current 3-Year Revenue Growth Rate of 5.90% is 93% below median its 10-year median of 79.40. Over the past 10 years, this metric has ranged from a low of 5.90 to a high of 119.20. The Credit Services industry median 3-Year Revenue Growth Rate is 9.55. Integrated System Credit Consulting Fintech SpA's value of 5.90% is 38.2% below this industry median. Based on the distribution chart, Integrated System Credit Consulting Fintech SpA ranks #294 out of 506 companies in the Credit Services industry, which is below the industry midpoint. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's 3-Year Revenue Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Integrated System Credit Consulting Fintech SpA ranks #294 out of 506 companies for 3-Year Revenue Growth Rate. This places Integrated System Credit Consulting Fintech SpA in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 9.55. Integrated System Credit Consulting Fintech SpA's value of 5.90% is 38.2% below this benchmark. Historically, Integrated System Credit Consulting Fintech SpA's own 3-Year Revenue Growth Rate has ranged from 5.90 to 119.20 over the past decade. While the company's 10-year median is 79.40 vs. the industry median of 9.55, Integrated System Credit Consulting Fintech SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Credit Services company?
The median 3-Year Revenue Growth Rate among Credit Services companies is 9.55, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Integrated System Credit Consulting Fintech SpA's current 3-Year Revenue Growth Rate of 5.90% is 38.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Integrated System Credit Consulting Fintech SpA and its competitors. For the Credit Services industry, the median 3-Year Revenue Growth Rate is 9.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Integrated System Credit Consulting Fintech SpA's current 3-Year Revenue Growth Rate is 5.90%, which is 93% below median its own 10-year median of 79.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.71, compared to a current price of €0.80 — trading 70.6% below its estimated fair value. The current 3-Year Revenue Growth Rate is 5.90%, which is 93% below median its 10-year median of 79.40 and 38.2% below the Credit Services industry median of 9.55. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current 3-Year Revenue Growth Rate is 5.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued.
The current stock price of €0.80 is trading 70.6% below its estimated GF Value™ of €2.71.
GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.
Key valuation signals for MIL:ISC:
3-Year Revenue Growth Rate: 5.90% (93% below median its 10-year median of 79.40)
GF Value™: €2.71 vs. price of €0.80 (70.6% below fair value)
Industry Position: 38.2% below the Credit Services median (#294 of 506)
No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Integrated System Credit Consulting Fintech SpA Business Description
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