Integrated System Credit Consulting Fintech SpA (MIL:ISC) Long-Term Debt: €1.35 Mil (As of Dec. 2025)


MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
60 GF Score
Price €0.90
GF Value €2.62
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Long-Term Debt?

Integrated System Credit Consulting Fintech SpA MIL:ISC -3.02% 60 Long-Term Debt is €1.35 Mil as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 60/100 and a GF Value™ of €2.62 (Possible Value Trap). The stock has 3 warning signs investors should review.

Integrated System Credit Consulting Fintech SpA's Long-Term Debt for the quarter that ended in Dec. 2025 was €1.35 Mil.

Integrated System Credit Consulting Fintech SpA's quarterly Long-Term Debt stayed the same from Dec. 2024 (€1.35 Mil) to Jun. 2025 (€1.35 Mil) and stayed the same from Jun. 2025 (€1.35 Mil) to Dec. 2025 (€1.35 Mil).

Integrated System Credit Consulting Fintech SpA's annual Long-Term Debt stayed the same from Dec. 2023 (€1.35 Mil) to Dec. 2024 (€1.35 Mil) and stayed the same from Dec. 2024 (€1.35 Mil) to Dec. 2025 (€1.35 Mil).

Integrated System Credit Consulting Fintech SpA  (MIL:ISC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Integrated System Credit Consulting Fintech SpA Long-Term Debt Related Terms

Integrated System Credit Consulting Fintech SpA Long-Term Debt Historical Data

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The historical data trend for Integrated System Credit Consulting Fintech SpA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Long-Term Debt Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 1.08 1.35 1.35 1.35 1.35

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.35 1.35 1.35 1.35
MIL:ISC
60GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €1.35 Mil mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Long-Term Debt of €1.35 Mil as of Dec. 2025.
Is Integrated System Credit Consulting Fintech SpA's Long-Term Debt too high?
Integrated System Credit Consulting Fintech SpA's current Long-Term Debt is €1.35 Mil. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Long-Term Debt compare to V and MA?
Integrated System Credit Consulting Fintech SpA's Long-Term Debt of €1.35 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Integrated System Credit Consulting Fintech SpA's current Long-Term Debt is €1.35 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.62, compared to a current price of €0.90 — trading 65.6% below its estimated fair value. The current Long-Term Debt is €1.35 Mil. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Long-Term Debt is €1.35 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.90 is trading 65.6% below its estimated GF Value™ of €2.62. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Long-Term Debt: €1.35 Mil
  • GF Value™: €2.62 vs. price of €0.90 (65.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
60GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.90
Price
€2.62
GF Value