Integrated System Credit Consulting Fintech SpA (MIL:ISC) Gross Profit: €4.05 Mil (TTM As of Dec. 2025)


MIL:ISC Integrated System Credit Consulting Fintech SpA MIL:ISC
60 GF Score
Price €0.88
GF Value €2.62
Valuation Possible Value Trap
! 3 Warning Signs
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What is Integrated System Credit Consulting Fintech SpA Gross Profit?

Integrated System Credit Consulting Fintech SpA MIL:ISC -1.12% 60 Gross Profit is €4.05 Mil as of Dec. 2025. GuruFocus rates MIL:ISC with a GF Score™ of 60/100 and a GF Value™ of €2.62 (Possible Value Trap). The stock has 3 warning signs investors should review.

Integrated System Credit Consulting Fintech SpA's gross profit for the six months ended in Dec. 2025 was €1.84 Mil. Integrated System Credit Consulting Fintech SpA's gross profit for the trailing twelve months (TTM) ended in Dec. 2025 was €4.05 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Integrated System Credit Consulting Fintech SpA's gross profit for the six months ended in Dec. 2025 was €1.84 Mil. Integrated System Credit Consulting Fintech SpA's Revenue for the six months ended in Dec. 2025 was €2.56 Mil. Therefore, Integrated System Credit Consulting Fintech SpA's Gross Margin % for the quarter that ended in Dec. 2025 was 71.90%.

Integrated System Credit Consulting Fintech SpA had a gross margin of 71.90% for the quarter that ended in Dec. 2025 => Durable competitive advantage

During the past 6 years, the highest Gross Margin % of Integrated System Credit Consulting Fintech SpA was 87.74%. The lowest was 56.66%. And the median was 80.33%.


Integrated System Credit Consulting Fintech SpA  (MIL:ISC) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Integrated System Credit Consulting Fintech SpA had a gross margin of 71.90% for the quarter that ended in Dec. 2025 => Durable competitive advantage


Integrated System Credit Consulting Fintech SpA Gross Profit Related Terms


Integrated System Credit Consulting Fintech SpA Gross Profit Historical Data

* Premium members only.

The historical data trend for Integrated System Credit Consulting Fintech SpA's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Integrated System Credit Consulting Fintech SpA Gross Profit Chart

Integrated System Credit Consulting Fintech SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial 1.24 3.57 1.46 7.59 4.05

Integrated System Credit Consulting Fintech SpA Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 4.26 3.33 2.21 1.84

MIL:ISC vs V, MA, AXP: Gross Profit Comparison

For the Credit Services subindustry, Integrated System Credit Consulting Fintech SpA's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Integrated System Credit Consulting Fintech SpA Gross Profit vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Integrated System Credit Consulting Fintech SpA's Gross Profit distribution charts can be found below:

* The bar in red indicates where Integrated System Credit Consulting Fintech SpA's Gross Profit falls into.


MIL:ISC
60GF Score
Integrated System Credit Consulting Fintech SpA MIL:ISC
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
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Integrated System Credit Consulting Fintech SpA Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Integrated System Credit Consulting Fintech SpA's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=5.288 - 1.238
=4.05

Integrated System Credit Consulting Fintech SpA's Gross Profit for the quarter that ended in Dec. 2025 is calculated as

Gross Profit (Q: Dec. 2025 )=Revenue - Cost of Goods Sold
=2.559 - 0.719
=1.84

Gross Profit for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €4.05 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Integrated System Credit Consulting Fintech SpA's Gross Margin % for the quarter that ended in Dec. 2025 is calculated as

Gross Margin % (Q: Dec. 2025 )=Gross Profit (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=(Revenue - Cost of Goods Sold) / Revenue
=1.84 / 2.559
=71.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of €4.05 Mil mean?
Integrated System Credit Consulting Fintech SpA (MIL:ISC) has a Gross Profit of €4.05 Mil as of Dec. 2025. Gross Profit equals net sales less total cost of goods sold. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors.
Is Integrated System Credit Consulting Fintech SpA's Gross Profit too high?
Integrated System Credit Consulting Fintech SpA's current Gross Profit is €4.05 Mil. Overall, Integrated System Credit Consulting Fintech SpA has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Integrated System Credit Consulting Fintech SpA's Gross Profit compare to V and MA?
Integrated System Credit Consulting Fintech SpA's Gross Profit of €4.05 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Integrated System Credit Consulting Fintech SpA and its competitors. Integrated System Credit Consulting Fintech SpA's current Gross Profit is €4.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Integrated System Credit Consulting Fintech SpA stock overvalued right now?
Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA (MIL:ISC) is currently considered Possible Value Trap. The stock's GF Value™ is €2.62, compared to a current price of €0.88 — trading 66.4% below its estimated fair value. The current Gross Profit is €4.05 Mil. Integrated System Credit Consulting Fintech SpA's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Integrated System Credit Consulting Fintech SpA (MIL:ISC), the current Gross Profit is €4.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Integrated System Credit Consulting Fintech SpA (MIL:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Integrated System Credit Consulting Fintech SpA stock appears to be undervalued. The current stock price of €0.88 is trading 66.4% below its estimated GF Value™ of €2.62. GuruFocus considers Integrated System Credit Consulting Fintech SpA to be Possible Value Trap.

Key valuation signals for MIL:ISC:

  • Gross Profit: €4.05 Mil
  • GF Value™: €2.62 vs. price of €0.88 (66.4% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the MIL:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Integrated System Credit Consulting Fintech SpA Business Description

Address Via Aldo Barbaro 15, Turin, ITA, 10143
Integrated System Credit Consulting Fintech SpA is engaged in the credit and legal activities related to credit management.
60GF Score

Get the complete analysis for MIL:ISC

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.88
Price
€2.62
GF Value