Bank of the Philippine Islands (PHS:BPI) Accounts Payable & Accrued Expense: ₱20,681 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PHS:BPI Bank of the Philippine Islands PHS:BPI
83 GF Score
Price ₱102.50
GF Value ₱159.41
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands Accounts Payable & Accrued Expense?

Bank of the Philippine Islands PHS:BPI -2.57% 83 Accounts Payable & Accrued Expense is ₱20,681 Mil as of Mar. 2026. GuruFocus rates PHS:BPI with a GF Score™ of 83/100 and a GF Value™ of ₱159.41 (Possible Value Trap). The stock has 3 warning signs investors should review.

Bank of the Philippine Islands's quarterly accounts payable & accrued expense increased from Sep. 2025 (₱20,914 Mil) to Dec. 2025 (₱40,762 Mil) but then declined from Dec. 2025 (₱40,762 Mil) to Mar. 2026 (₱20,681 Mil).

Bank of the Philippine Islands's annual accounts payable & accrued expense increased from Dec. 2023 (₱24,079 Mil) to Dec. 2024 (₱31,985 Mil) and increased from Dec. 2024 (₱31,985 Mil) to Dec. 2025 (₱40,762 Mil).


Bank of the Philippine Islands Accounts Payable & Accrued Expense Historical Data

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The historical data trend for Bank of the Philippine Islands's Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the Philippine Islands Accounts Payable & Accrued Expense Chart

Bank of the Philippine Islands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,441.00 15,478.00 24,079.00 31,985.00 40,762.00

Bank of the Philippine Islands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17,255.88 19,208.73 20,913.52 40,762.00 20,680.52
PHS:BPI
83GF Score
Bank of the Philippine Islands PHS:BPI
Accounts Payable & Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of the Philippine Islands Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of ₱20,681 Mil mean?
Bank of the Philippine Islands (PHS:BPI) has a Accounts Payable & Accrued Expense of ₱20,681 Mil as of Mar. 2026. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Bank of the Philippine Islands and its competitors.
Is Bank of the Philippine Islands' Accounts Payable & Accrued Expense too high?
Bank of the Philippine Islands' current Accounts Payable & Accrued Expense is ₱20,681 Mil. Overall, Bank of the Philippine Islands has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Accounts Payable & Accrued Expense compare to competitors?
Bank of the Philippine Islands' Accounts Payable & Accrued Expense of ₱20,681 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Banks company?
A good Accounts Payable & Accrued Expense depends on the Banks industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current Accounts Payable & Accrued Expense is ₱20,681 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱159.41, compared to a current price of ₱102.50 — trading 35.7% below its estimated fair value. The current Accounts Payable & Accrued Expense is ₱20,681 Mil. Bank of the Philippine Islands' overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Accounts Payable & Accrued Expense is ₱20,681 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of ₱102.50 is trading 35.7% below its estimated GF Value™ of ₱159.41. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for PHS:BPI:

  • Accounts Payable & Accrued Expense: ₱20,681 Mil
  • GF Value™: ₱159.41 vs. price of ₱102.50 (35.7% below fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USA
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
83GF Score

Get the complete analysis for PHS:BPI

Accounts Payable & Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱102.50
Price
₱159.41
GF Value