Bank of the Philippine Islands (PHS:BPI) Momentum Rank: 4 (As of Jul. 13, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:BPI Bank of the Philippine Islands PHS:BPI
84 GF Score
Price ₱102.00
GF Value ₱158.28
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands Momentum Rank?

Bank of the Philippine Islands PHS:BPI -0.97% 84 Momentum Rank is 4 as of Jul. 13, 2026, which is 50% below its 10-year median of 8.00. GuruFocus rates PHS:BPI with a GF Score™ of 84/100 and a GF Value™ of ₱158.28 (Possible Value Trap). The stock has 3 warning signs investors should review.

Bank of the Philippine Islands has the Momentum Rank of 4.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Bank of the Philippine Islands Momentum Rank Related Terms

Bank of the Philippine Islands Momentum Rank Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the Philippine Islands Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's Momentum Rank falls into.


PHS:BPI
84GF Score
Bank of the Philippine Islands PHS:BPI
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 4 mean?
Bank of the Philippine Islands (PHS:BPI) has a Momentum Rank of 4 as of Jul. 13, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Bank of the Philippine Islands and its competitors. This is 50% below median its historical median of 8.00. Over the past decade, Bank of the Philippine Islands' Momentum Rank has ranged from 4.00 to 10.00.
Is Bank of the Philippine Islands' Momentum Rank too high?
Bank of the Philippine Islands' current Momentum Rank of 4 is 50% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Bank of the Philippine Islands has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Momentum Rank compare to competitors?
Bank of the Philippine Islands' Momentum Rank of 4 can be compared against companies in the Banks industry. Historically, Bank of the Philippine Islands' own Momentum Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current Momentum Rank is 4, which is 50% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.28, compared to a current price of ₱102.00 — trading 35.6% below its estimated fair value. The current Momentum Rank is 4, which is 50% below median its 10-year median of 8.00. Bank of the Philippine Islands' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Momentum Rank is 4 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of ₱102.00 is trading 35.6% below its estimated GF Value™ of ₱158.28. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for PHS:BPI:

  • Momentum Rank: 4 (50% below median its 10-year median of 8.00)
  • GF Value™: ₱158.28 vs. price of ₱102.00 (35.6% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USA
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
84GF Score

Get the complete analysis for PHS:BPI

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱102.00
Price
₱158.28
GF Value