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During the past 12 months, Bank of the Philippine Islands's average EPS without NRIGrowth Rate was 5.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 15.70% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 26.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 11.40% per year.
During the past 13 years, Bank of the Philippine Islands's highest 3-Year average EPS without NRI Growth Rate was 34.50% per year. The lowest was -7.70% per year. And the median was 8.30% per year.
Bank of the Philippine Islands (PHS:BPI) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Bank of the Philippine Islands Earnings per Share (Diluted) Related Terms
Bank of the Philippine Islands Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Earnings per Share (Diluted) Chart
Bank of the Philippine Islands Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's PE Ratio distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's PE Ratio falls into.
Bank of the Philippine Islands Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Bank of the Philippine Islands's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱12.66
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₱12.66 mean?
Bank of the Philippine Islands (PHS:BPI) has a Earnings per Share (Diluted) of ₱12.66 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #433 out of 1417 companies in the Banks industry, placing it in the top 30.6%.
Is Bank of the Philippine Islands' Earnings per Share (Diluted) too high?
Bank of the Philippine Islands' current Earnings per Share (Diluted) is ₱12.66. Based on the distribution chart, Bank of the Philippine Islands ranks #433 out of 1417 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of the Philippine Islands has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #433 out of 1417 companies for Earnings per Share (Diluted). This puts Bank of the Philippine Islands in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current Earnings per Share (Diluted) is ₱12.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.33, compared to a current price of ₱102.00 — trading 35.6% below its estimated fair value. The current Earnings per Share (Diluted) is ₱12.66. Bank of the Philippine Islands' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Earnings per Share (Diluted) is ₱12.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱102.00 is trading 35.6% below its estimated GF Value™ of ₱158.33.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
Earnings per Share (Diluted): ₱12.66
GF Value™: ₱158.33 vs. price of ₱102.00 (35.6% below fair value)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
84GF Score
Get the complete analysis for PHS:BPI
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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