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Bank of the Philippine IslandsPHS:BPI +5.50%80 Price-to-Operating-Cash-Flow is 35.90 as of Sep. 01, 2026, which is 290% above its 10-year median of 9.21. GuruFocus rates PHS:BPI with a GF Score™ of 80/100 and a GF Value™ of ₱153.30 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,117 Banks companies, Bank of the Philippine Islands ranks worse than 95.34% on this metric.
As of today (2026-09-01), Bank of the Philippine Islands's share price is ₱105.50.
Bank of the Philippine Islands's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was ₱2.94. Hence, Bank of the Philippine Islands's Price-to-Operating-Cash-Flow Ratio for today is 35.90.
The historical rank and industry rank for Bank of the Philippine Islands's Price-to-Operating-Cash-Flow or its related term are showing as below:
PHS:BPI'
s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.01 Med: 9.21 Max: 135.29
Current: 35.9
During the past 13 years, Bank of the Philippine Islands's highest Price-to-Operating-Cash-Flow Ratio was 135.29. The lowest was 2.01. And the median was 9.21.
PHS:BPI's Price-to-Operating-Cash-Flow is ranked worse than 95.34% of 1117
companies
in the Banks industry
Industry Median: 8.37
vs PHS:BPI: 35.90
Bank of the Philippine Islands's Cash Flow from Operations per share for the
three
months ended in Jun. 2026 was ₱-7.68.
Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was ₱2.94.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was -28.00% per year.
During the past 13 years, Bank of the Philippine Islands's highest 3-Year average Operating Cash Flow per Share Growth Rate was 122.50% per year. The lowest was -67.60% per year. And the median was -6.90% per year.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Price-to-Operating-Cash-Flow Chart
Bank of the Philippine Islands Price-to-Operating-Cash-Flow Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's Price-to-Operating-Cash-Flow falls into.
Bank of the Philippine Islands's Share Price of today is ₱105.50. Bank of the Philippine Islands's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱2.94.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Price-to-Operating-Cash-Flow of 35.90 mean?
Bank of the Philippine Islands (PHS:BPI) has a Price-to-Operating-Cash-Flow of 35.90 as of Sep. 01, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Bank of the Philippine Islands and its competitors. This is 290% above median its historical median of 9.21. Over the past decade, Bank of the Philippine Islands' Price-to-Operating-Cash-Flow has ranged from 2.01 to 135.29. According to the industry distribution chart, Bank of the Philippine Islands ranks #1065 out of 1117 companies in the Banks industry, placing it in the top 95.3%.
Is Bank of the Philippine Islands' Price-to-Operating-Cash-Flow too high?
Bank of the Philippine Islands' current Price-to-Operating-Cash-Flow of 35.90 is 290% above median its 10-year median of 9.21. Over the past 10 years, this metric has ranged from a low of 2.01 to a high of 135.29. The Banks industry median Price-to-Operating-Cash-Flow is 8.37. Bank of the Philippine Islands' value of 35.90 is 328.9% above this industry median. Based on the distribution chart, Bank of the Philippine Islands ranks #1065 out of 1117 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Price-to-Operating-Cash-Flow compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #1065 out of 1117 companies for Price-to-Operating-Cash-Flow. This places Bank of the Philippine Islands in the lower half of its industry. The industry median Price-to-Operating-Cash-Flow is 8.37. Bank of the Philippine Islands' value of 35.90 is 328.9% above this benchmark. Historically, Bank of the Philippine Islands' own Price-to-Operating-Cash-Flow has ranged from 2.01 to 135.29 over the past decade. While the company's 10-year median is 9.21 vs. the industry median of 8.37, Bank of the Philippine Islands has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for a Banks company?
The median Price-to-Operating-Cash-Flow among Banks companies is 8.37, based on 1,117 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of the Philippine Islands's current Price-to-Operating-Cash-Flow of 35.90 is 328.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median Price-to-Operating-Cash-Flow is 8.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current Price-to-Operating-Cash-Flow is 35.90, which is 290% above median its own 10-year median of 9.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱153.30, compared to a current price of ₱105.50 — trading 31.2% below its estimated fair value. The current Price-to-Operating-Cash-Flow is 35.90, which is 290% above median its 10-year median of 9.21 and 328.9% above the Banks industry median of 8.37. Bank of the Philippine Islands' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Price-to-Operating-Cash-Flow is 35.90 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱105.50 is trading 31.2% below its estimated GF Value™ of ₱153.30.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
Price-to-Operating-Cash-Flow: 35.90 (290% above median its 10-year median of 9.21)
GF Value™: ₱153.30 vs. price of ₱105.50 (31.2% below fair value)
Industry Position: 328.9% above the Banks median (#1065 of 1117)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
80GF Score
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