Bank of the Philippine Islands (PHS:BPI) YoY EPS Growth: 1.27% (As of Mar. 2026)

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PHS:BPI Bank of the Philippine Islands PHS:BPI
78 GF Score
Price ₱103.50
GF Value ₱158.33
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bank of the Philippine Islands YoY EPS Growth?

Bank of the Philippine Islands PHS:BPI +0.49% 78 YoY EPS Growth is 1.27% as of Mar. 2026. GuruFocus rates PHS:BPI with a GF Score™ of 78/100 and a GF Value™ of ₱158.33 (Possible Value Trap). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Bank of the Philippine Islands's YoY EPS Growth for the quarter that ended in Mar. 2026 was 1.27%.

Bank of the Philippine Islands's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₱3.20.

Bank of the Philippine Islands YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Bank of the Philippine Islands's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the Philippine Islands YoY EPS Growth Chart

Bank of the Philippine Islands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.61 65.97 35.27 8.07 7.13

Bank of the Philippine Islands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.97 6.41 0.39 14.43 1.27
PHS:BPI
78GF Score
Bank of the Philippine Islands PHS:BPI
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of the Philippine Islands YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Bank of the Philippine Islands's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(12.62-11.78)/ | 11.78 |
=7.13 %

Bank of the Philippine Islands's YoY EPS Growth for the quarter that ended in Mar. 2026 is calculated as:

YoY EPS Growth (Q: Mar. 2026 )
=(Earnings per Share (Diluted) (Q: Mar. 2026 )-Earnings per Share (Diluted) (Q: Mar. 2025 )) / | Earnings per Share (Diluted) (Q: Mar. 2025 )) |
=(3.2-3.16)/ | 3.16 |
=1.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 1.27% mean?
Bank of the Philippine Islands (PHS:BPI) has a YoY EPS Growth of 1.27% as of Mar. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Bank of the Philippine Islands and its competitors.
Is Bank of the Philippine Islands' YoY EPS Growth too high?
Bank of the Philippine Islands' current YoY EPS Growth is 1.27%. Overall, Bank of the Philippine Islands has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' YoY EPS Growth compare to competitors?
Bank of the Philippine Islands' YoY EPS Growth of 1.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Bank of the Philippine Islands and its competitors. Bank of the Philippine Islands's current YoY EPS Growth is 1.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.33, compared to a current price of ₱103.50 — trading 34.6% below its estimated fair value. The current YoY EPS Growth is 1.27%. Bank of the Philippine Islands' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current YoY EPS Growth is 1.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of ₱103.50 is trading 34.6% below its estimated GF Value™ of ₱158.33. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for PHS:BPI:

  • YoY EPS Growth: 1.27%
  • GF Value™: ₱158.33 vs. price of ₱103.50 (34.6% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USA
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
78GF Score

Get the complete analysis for PHS:BPI

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱103.50
Price
₱158.33
GF Value