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The historical rank and industry rank for Bank of the Philippine Islands's Shiller PE Ratio or its related term are showing as below:
PHS:BPI'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.23 Med: 16.43 Max: 22.7
Current: 12.02
During the past years, Bank of the Philippine Islands's highest Shiller PE Ratio was 22.70. The lowest was 10.23. And the median was 16.43.
PHS:BPI's Shiller PE Ratio is ranked better than 62.98% of 1240
companies
in the Banks industry
Industry Median: 13.77
vs PHS:BPI: 12.02
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Bank of the Philippine Islands's adjusted earnings per share data for the three months ended in Mar. 2026 was ₱3.200. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱8.61 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Bank of the Philippine Islands (PHS:BPI) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Bank of the Philippine Islands Shiller PE Ratio Related Terms
Bank of the Philippine Islands Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of the Philippine Islands Shiller PE Ratio Chart
Bank of the Philippine Islands Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's Shiller PE Ratio falls into.
Bank of the Philippine Islands Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Bank of the Philippine Islands (PHS:BPI) has a Shiller PE Ratio of 12.02 as of Jul. 16, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of the Philippine Islands and its competitors. This is 27% below median its historical median of 16.43. Over the past decade, Bank of the Philippine Islands' Shiller PE Ratio has ranged from 10.23 to 22.70. According to the industry distribution chart, Bank of the Philippine Islands ranks #459 out of 1240 companies in the Banks industry, placing it in the top 37%.
Is Bank of the Philippine Islands' Shiller PE Ratio too high?
Bank of the Philippine Islands' current Shiller PE Ratio of 12.02 is 27% below median its 10-year median of 16.43. Over the past 10 years, this metric has ranged from a low of 10.23 to a high of 22.70. The Banks industry median Shiller PE Ratio is 13.77. Bank of the Philippine Islands' value of 12.02 is 12.7% below this industry median. Based on the distribution chart, Bank of the Philippine Islands ranks #459 out of 1240 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of the Philippine Islands has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #459 out of 1240 companies for Shiller PE Ratio. This puts Bank of the Philippine Islands in the upper half of its industry. The industry median Shiller PE Ratio is 13.77. Bank of the Philippine Islands' value of 12.02 is 12.7% below this benchmark. Historically, Bank of the Philippine Islands' own Shiller PE Ratio has ranged from 10.23 to 22.70 over the past decade. While the company's 10-year median is 16.43 vs. the industry median of 13.77, Bank of the Philippine Islands has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of the Philippine Islands's current Shiller PE Ratio of 12.02 is 12.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current Shiller PE Ratio is 12.02, which is 27% below median its own 10-year median of 16.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱158.38, compared to a current price of ₱103.50 — trading 34.7% below its estimated fair value. The current Shiller PE Ratio is 12.02, which is 27% below median its 10-year median of 16.43 and 12.7% below the Banks industry median of 13.77. Bank of the Philippine Islands' overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current Shiller PE Ratio is 12.02 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱103.50 is trading 34.7% below its estimated GF Value™ of ₱158.38.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
Shiller PE Ratio: 12.02 (27% below median its 10-year median of 16.43)
GF Value™: ₱158.38 vs. price of ₱103.50 (34.7% below fair value)
Industry Position: 12.7% below the Banks median (#459 of 1240)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
83GF Score
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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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