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Bank of the Philippine IslandsPHS:BPI +2.90%80 3-Year Revenue Growth Rate is 13.20% as of Jun. 2026, which is 69% above its 10-year median of 7.80. GuruFocus rates PHS:BPI with a GF Score™ of 80/100 and a GF Value™ of ₱152.81 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,483 Banks companies, Bank of the Philippine Islands ranks better than 77.41% on this metric.
During the past 12 months, Bank of the Philippine Islands's average Revenue per Share Growth Rate was 13.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Bank of the Philippine Islands was 15.60% per year. The lowest was 3.50% per year. And the median was 7.80% per year.
Bank of the Philippine Islands (PHS:BPI) 3-Year Revenue Growth Rate Explanation
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Bank of the Philippine Islands 3-Year Revenue Growth Rate Related Terms
Bank of the Philippine Islands 3-Year Revenue Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands 3-Year Revenue Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's 3-Year Revenue Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's 3-Year Revenue Growth Rate falls into.
Bank of the Philippine Islands 3-Year Revenue Growth Rate Calculation
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 13.20% mean?
Bank of the Philippine Islands (PHS:BPI) has a 3-Year Revenue Growth Rate of 13.20% as of Jun. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Bank of the Philippine Islands and its competitors. This is 69% above median its historical median of 7.80. Over the past decade, Bank of the Philippine Islands' 3-Year Revenue Growth Rate has ranged from 3.50 to 15.60. According to the industry distribution chart, Bank of the Philippine Islands ranks #335 out of 1483 companies in the Banks industry, placing it in the top 22.6%.
Is Bank of the Philippine Islands' 3-Year Revenue Growth Rate too high?
Bank of the Philippine Islands' current 3-Year Revenue Growth Rate of 13.20% is 69% above median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 3.50 to a high of 15.60. The Banks industry median 3-Year Revenue Growth Rate is 6.90. Bank of the Philippine Islands' value of 13.20% is 91.3% above this industry median. Based on the distribution chart, Bank of the Philippine Islands ranks #335 out of 1483 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' 3-Year Revenue Growth Rate compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #335 out of 1483 companies for 3-Year Revenue Growth Rate. This places Bank of the Philippine Islands in the top 23% of its industry — outperforming the majority of peers. The industry median 3-Year Revenue Growth Rate is 6.90. Bank of the Philippine Islands' value of 13.20% is 91.3% above this benchmark. Historically, Bank of the Philippine Islands' own 3-Year Revenue Growth Rate has ranged from 3.50 to 15.60 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 6.90, Bank of the Philippine Islands has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 6.90, based on 1,483 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of the Philippine Islands's current 3-Year Revenue Growth Rate of 13.20% is 91.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Bank of the Philippine Islands and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 6.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current 3-Year Revenue Growth Rate is 13.20%, which is 69% above median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱152.81, compared to a current price of ₱103.00 — trading 32.6% below its estimated fair value. The current 3-Year Revenue Growth Rate is 13.20%, which is 69% above median its 10-year median of 7.80 and 91.3% above the Banks industry median of 6.90. Bank of the Philippine Islands' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current 3-Year Revenue Growth Rate is 13.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of ₱103.00 is trading 32.6% below its estimated GF Value™ of ₱152.81.
GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.
Key valuation signals for PHS:BPI:
3-Year Revenue Growth Rate: 13.20% (69% above median its 10-year median of 7.80)
GF Value™: ₱152.81 vs. price of ₱103.00 (32.6% below fair value)
Industry Position: 91.3% above the Banks median (#335 of 1483)
No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
80GF Score
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