Bank of the Philippine Islands (PHS:BPI) EPS without NRI: ₱12.66 (TTM As of Mar. 2026)


PHS:BPI Bank of the Philippine Islands PHS:BPI
73 GF Score
Price ₱97.50
GF Value ₱157.31
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Bank of the Philippine Islands EPS without NRI?

Bank of the Philippine Islands PHS:BPI +3.39% 73 EPS without NRI is ₱12.66 as of Mar. 2026. GuruFocus rates PHS:BPI with a GF Score™ of 73/100 and a GF Value™ of ₱157.31 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,411 Banks companies, Bank of the Philippine Islands ranks better than 69.45% on this metric.

Bank of the Philippine Islands's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₱3.20. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₱12.66.

During the past 12 months, Bank of the Philippine Islands's average earnings per share (NRI) Growth Rate was 5.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 15.70% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 26.10% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 11.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Bank of the Philippine Islands's EPS without NRI or its related term are showing as below:

PHS:BPI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -7.7   Med: 8.3   Max: 34.5
Current: 15.7

During the past 13 years, Bank of the Philippine Islands's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 34.50% per year. The lowest was -7.70% per year. And the median was 8.30% per year.

PHS:BPI's 3-Year EPS without NRI Growth Rate is ranked better than
69.45% of 1411 companies
in the Banks industry
Industry Median: 7.3 vs PHS:BPI: 15.70

Bank of the Philippine Islands's EPS (Diluted) for the three months ended in Mar. 2026 was ₱3.20. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱12.66.

Bank of the Philippine Islands's EPS (Basic) for the three months ended in Mar. 2026 was ₱3.20. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱12.68.


Bank of the Philippine Islands  (PHS:BPI) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Bank of the Philippine Islands EPS without NRI Related Terms


Bank of the Philippine Islands EPS without NRI Historical Data

* Premium members only.

The historical data trend for Bank of the Philippine Islands's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the Philippine Islands EPS without NRI Chart

Bank of the Philippine Islands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.98 8.19 10.95 12.06 12.69

Bank of the Philippine Islands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 3.09 3.32 3.05 3.20

Bank of the Philippine Islands EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of the Philippine Islands PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's PE Ratio without NRI falls into.


PHS:BPI
73GF Score
Bank of the Philippine Islands PHS:BPI
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of the Philippine Islands EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱12.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₱12.66 mean?
Bank of the Philippine Islands (PHS:BPI) has a EPS without NRI of ₱12.66 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #431 out of 1411 companies in the Banks industry, placing it in the top 30.5%.
Is Bank of the Philippine Islands' EPS without NRI too high?
Bank of the Philippine Islands' current EPS without NRI is ₱12.66. Based on the distribution chart, Bank of the Philippine Islands ranks #431 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of the Philippine Islands has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #431 out of 1411 companies for EPS without NRI. This puts Bank of the Philippine Islands in the upper half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current EPS without NRI is ₱12.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Based on GuruFocus' analysis, Bank of the Philippine Islands (PHS:BPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₱157.31, compared to a current price of ₱97.50 — trading 38% below its estimated fair value. The current EPS without NRI is ₱12.66. Bank of the Philippine Islands' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Bank of the Philippine Islands (PHS:BPI), the current EPS without NRI is ₱12.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the Philippine Islands (PHS:BPI) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of ₱97.50 is trading 38% below its estimated GF Value™ of ₱157.31. GuruFocus considers Bank of the Philippine Islands to be Possible Value Trap.

Key valuation signals for PHS:BPI:

  • EPS without NRI: ₱12.66
  • GF Value™: ₱157.31 vs. price of ₱97.50 (38% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the PHS:BPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USA
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
73GF Score

Get the complete analysis for PHS:BPI

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱97.50
Price
₱157.31
GF Value